36. Retiring in America: What You Need to Know About Healthcare | Ask An Expert with Misty Kimbrough

For Brits moving to America, there’s a rude awakening when it comes to healthcare. The NHS, with its free and universal coverage, might not be perfect, but it spares you from the endless choices, staggering costs, and fine print that define the U.S. system.Here, every doctor’s visit, every test, every prescription comes with a price - and for many, those prices are eye-watering.Retiring in America? Brace yourself for Medicare, a system that promises to help, but can often fall short, leaving you exposed to catastrophic costs if you don’t know how to protect yourself.This isn’t just a financial challenge; it’s a cultural one. Brits aren’t used to thinking about premiums, deductibles, or co-pays, let alone the maze of Medicare Part A, B, C, and D. The stakes couldn’t be higher: healthcare decisions in the U.S. directly impact your financial future, your physical wellbeing, and ultimately, your quality of life – it’s important stuff, so listen up!This week for Ask an Expert, Richard Taylor confronts the stark reality of navigating healthcare as an expat and is joined by none other than Misty Kimbrough, CEO of Red Apple Insurance and an expert in Medicare and pre-Medicare planning, to untangle the intricacies of this system and tell us all what we need to know. We're the Brits in America is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.