379: Retirement Beyond Borders: Tanya & Carl’s Plan-B Journey

What does it really take to turn your retirement dream into a real-life move abroad, especially when you’re still working, have roots at home, and aren’t quite ready to pack up everything just yet? That’s exactly the path Tanya and Carl have taken. From their home in Colorado, they’ve spent the past few years researching, investing, and building a retirement plan that stretches beyond borders.  In today’s episode, my colleague Marc Clair sits down with Tanya and Carl to share how they’re turning their retirement dreams into an actionable plan. By establishing Plan-B options in several Latin American countries, they’ve built a roadmap to a freer, warmer, and more sustainable lifestyle. You’ll hear how they navigated uncertainties and found new purpose in creating a simpler, more manageable life abroad for their retirement years.   

IN TODAY’S EPISODE

• Listen in to hear Tanya & Carl break down how global events made creating a “Plan-B” a priority, not just a fantasy
• Learn why Tanya & Carl abandoned their early plans for Europe and turned their focus to the warmer, freer climates of Latin America
• Find out how they overcame hesitations to take swift action in putting together their Plan-B
• Hear Tanya and Carl break down which countries they have chosen as their “Plan-A” and “Plan-B” destinations post-retirement

 

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WEALTH, FREEDOM & PASSPORTS CONFERENCE, MARCH 6-7, 2026

Join us in Panama City from March 6-7, 2026, for our second annual in-person event, the Wealth, Freedom and Passports Conference! Get your tickets now, as space is very limited.   

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377: Building an International Plan-B While Still Living in the U.S. 355: Santiago Peña’s Paraguay: Latin America’s New Freedom Frontier 354: Offshore Upside: How To Take Your IRA International

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Gold in the Caribbean—No Bank Can Touch It

Fiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I’ve partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you’re serious about protecting your wealth, get the details now at ExpatMoney.com/gold

Offshore Gold & Silver

No Plan-B Without the Language

If you’re planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn’t optional. It’s protection. It’s access. It’s power. StoryLearning makes it easy to start today, from home, by immersing you in real stories—not grammar drills. Spanish, Portuguese, French, and more—learn the language the smart way before you land. Go to StoryLearningCourses.com.

Story Learning Courses

No Plan-B Without the Language

If you’re planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn’t optional. It’s protection. It’s access. It’s power. StoryLearning makes it easy to start today, from home, by immersing you in real stories—not grammar drills. Spanish, Portuguese, French, and more—learn the language the smart way before you land. Go to StoryLearningCourses.com.

Story Learning Courses

Gold in the Caribbean—No Bank Can Touch It

Fiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I’ve partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you’re serious about protecting your wealth, get the details now at ExpatMoney.com/gold

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Join Me In Panama For Our Next Tour

I have great news. After many meetings and explanations, the Panamanian government has agreed to keep the Investors Visa at a $300k Real Estate investment instead of nearly doubling the amount required, as they said they would. This is a massive win for our community who wants to move to or invest in Panama, but I am not sure how long this will last… If you have been thinking about Panama, then I want to make an invitation to you today. Come join me for a special four-day tour to see if the country I call home is right for you and your family. We have just released the next set of trip dates. You can find out more at ExpatMoney.com/fly. Come visit me and the Expat Money team, get a feel for the country and see if Panama makes sense for investment or as a new home.

Panama Fly'n Buy Real Estate Tour