435. Short-Term Rental Insurance 101 with Proper Insurance

In this episode, we take a deep dive into short-term rental insurance, breaking down why having the right coverage is essential for protecting your property, income, and business. We welcome Nick Massey, Chief Sales Officer at Proper Insurance, who shares critical insights on what hosts need to know, from common misconceptions about platform-provided coverage to real-life case studies of claims and payouts.

What We Cover:

• Why short-term rental hosts need specialized insurance
• Common claims and risks in the short-term rental industry
• The differences between standard homeowners insurance, landlord insurance, and commercial policies
• How loss of income coverage can save your business after a claim
• Guest-caused damage: what’s covered and what’s not
• How to ensure your amenities—pools, hot tubs, kayaks, and more—are properly insured
• The biggest mistakes hosts make when it comes to insurance
• What co-hosts and property managers need to know about liability
• Why arbitrage hosts need a unique insurance solution
• How insurance providers evaluate your property and listing for risk management
• The importance of transparency when discussing insurance with property owners

Resources & Links from This Episode:

• Breezeway Safety Program | Learn more
• AirCover for Hosts | Learn more
• 11 Ways To Avoid Parties In Your Airbnbs | Subscribe to our YouTube Channel

Mentioned in this episode:

Quiz | Take our quiz to reveal your hosting personality style!

Proper Insurance | Book Your Risk Assessment Today

Extenteam | Receive 20% off the first 2 months with Tailwind!

Fido | Visit getfido.com/tfv & get your first month free!

Hostfully | Go to https://www.hostfully.com/tfv and use TFV100 to get $500 off your subscription.