469. Unlocking the STR Tax Loophole with Amanda Han, CPA

You’ve heard whispers of a short-term rental tax loophole that can save hosts big money—but is it real? And more importantly, does it apply to you?

In this episode, we're joined by Amanda Han, CPA and tax strategist, who breaks down exactly how short-term rental owners can legally reduce their tax burden without qualifying as a real estate professional. Amanda walks us through the difference between material participation and real estate professional status, how to track your hours, and how to avoid some of the most common mistakes hosts (and even CPAs!) make when trying to claim this benefit.

We also talk about:

• How short-term rentals create tax losses even when they cash flow
• What actually counts toward your material participation hours
• Whether midterm rentals qualify (spoiler: not usually)
• Common write-offs hosts overlook—and how to structure your finances to make the most of them
• When a cost segregation study makes sense (and when it doesn’t)
• How to find the right tax professional for your STR business

This episode is a must-listen if you own, co-host, or are considering investing in a short-term rental and want to keep more of the money you’re making.

Resources:

• Amanda’s Website: Keystone CPA
• Amanda on Instagram
• Amanda’s YouTube Channel
• STR Host Tax Advantage Cheat Sheet
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Mentioned in this episode:

Hostfully | Go to https://www.hostfully.com/tfv and use TFV500 to get $500 off your subscription.

Minoan | Visit MinoanExperience.com and tell them TFV sent you!