4986: Unacademy-upGrad deal falls through; Why UPI Autopay keeps winning merchants; and SaaS firm Amagi to open its Rs 1,789-crore IPO on January 13, at a valuation of over Rs 7,800 crore. | MC Tech3

In today’s Tech3 from Moneycontrol, we break down why acquisition talks between Unacademy and upGrad fell apart after months of negotiations, even as consolidation buzz continues in edtech. We also look at why merchants are sticking with UPI Autopay despite falling success rates, and what’s driving that choice. Plus, a quick wrap on Amagi’s IPO, marked by a valuation reset and a smaller issue size as it heads to public markets.