Can An Individual Get Insurance for Cleaning Houses? Tips for Solo Cleaners

Can an individual get insurance for cleaning houses?  What type of insurance do I need? Is there insurance that will cover my business as it grows?  
If you are getting paid to clean, you will need insurance. Let's find out what will work for you!

Today's #AskaHouseCleaner sponsor is #SavvyCleaner training and certification for house cleaners and maids. (https://savvycleaner.com/join) And your host today is #AngelaBrown (https://g.page/r/CbMI6YFuLU2GEBI/review)

*** CAN AN INDIVIDUAL GET INSURANCE CHAPTERS ***
0:00 - Meet Angela Brown, the House Cleaning Guru
0:20 - As an individual, can I get insurance to clean houses?
0:55 - It's just me cleaning; am I considered a business?
1:22 - Why do you use Next Insurance?
1:32 - What is general liability insurance?
1:47 - Is there insurance for employees?
2:00 - Can I get a certificate of insurance?
2:22 - Do I need insurance if I already have clients?
3:10 - What type of tax deductions can I take as a business?
3:38 - Are supplies a tax deduction?
4:15 - What is TurboTax?
4:38 - What is an independent contractor?
4:49 - Is an independent contractor required to be insured?
5:25 - Can I make payments for insurance?

*** PROMISED LINKS AND GOOD KARMA RESOURCES ***
(When available, we use affiliate links and may earn a commission!)
Next Insurance: https://nextinsurance.sjv.io/oeW0PW
TurboTax Home & Business: https://amzn.to/3Z4PU3D
Starting a Business QuickStart Guide: - https://amzn.to/3Qk6Hvz
Contract Suretyship: From Principles to Practice - https://amzn.to/3WPNCUn
Insurance: A Big Decision for Small Business - https://amzn.to/3WV9pKI
Principles: Life and Work - https://amzn.to/3QjqCuH
Small Business Taxes For Dummies - https://amzn.to/3ZbsMR3

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*** RATE THIS PODCAST *** 
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*** TRAINING & CLEANING CERTIFICATION***
https://savvycleaner.com/join

*** MOST REQUESTED LIST OF CLEANING STUFF I USE ***
https://www.Amazon.com/shop/AngelaBrown 

*** CONNECT WITH ANGELA ON SOCIAL MEDIA ***
YouTube: https://www.youtube.com/@AskAngelaBrown
Facebook: https://Facebook.com/AskAngelaBrown
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TikTok: https://www.tiktok.com/@AskAngelaBrown
Store: https://amazon.com/shop/AngelaBrown

*** GOT A QUESTION FOR A SHOW? ***
Please email it to Angela[at]AskaHouseCleaner.com
Voice Mail: Click on the blue button at https://askahousecleaner.com 

*** FREE EBOOK – HOW TO START YOUR OWN HOUSE CLEANING COMPANY ***
https://amzn.to/3jHk4GL

*** PROFESSIONAL HOUSE CLEANERS PRIVATE FACEBOOK GROUP ***
https://www.facebook.com/groups/ProfessionalHouseCleaners/

*** VRBO AIRBNB CLEANING FACEBOOK GROUP ***
https://www.facebook.com/groups/VRBO.Airbnb.Cleaning/

*** LOOKING FOR A WAY TO GET MORE CLEANING LEADS ***
https://housecleaning360.com

*** SPONSOR A CLEANER - SAVVY CLEANER SCHOLARSHIP FUND *** 
Each year Savvy Cleaner gives away scholarships to the Savvy Cleaner Network, which includes training for house cleaners and maids, group coaching, and 24/7 network support. This trains them in personal protective equipment, chemical safety, cleaning equipment between jobs, how to clean techniques, and more. If you find value in this show and you want to pay it forward, you can sponsor a cleaner here: 
Give: https://savvycleaner.com/scholarship-fund
Apply - https://savvycleaner.com/scholarship-application

*** SPONSORSHIPS & BRANDS *** 
We do work with sponsors and brands. If you are interested in working with us and you have a product or service that makes sense for the cleaning industry, here's how to work with us -https://savvycleaner.com/brand-deals

*** THIS SHOW WAS SPONSORED IN PART BY ***
SAVVY CLEANER - House Cleaner Training and Certification – https://savvycleaner.com

VRBO AIRBNB CLEANING – Cleaning tips and strategies for your short-term rental 
https://TurnoverCleaningTips.com 

FUNNY CLEANING SHIRTS – Incentive and thank-you gifts for house cleaners and maids.
https://FunnyCleaningShirts.com 

HOARDING WORLD - Helping you change your relationship with stuff
https://HoardingWorld.com

*** VIDEO CREDITS ***
VIDEO/AUDIO EDITING: Kristin O  https://savvycleaner.com/reviews/kristin-o
HOST: Angela Brown  https://g.page/r/CbMI6YFuLU2GEBI/review
PRODUCER: Savvy Cleaner https://savvycleaner.com