Crypto Bear Market Survival Guide: Dollar Cost Averaging Bitcoin

Is Bitcoin's bear market your best buying opportunity? On this episode of the Refining Rhetoric podcast, host Robert Bortins and crypto-savvy co-host Will McCreery break down the 2025 crypto market — covering the Bitcoin halving cycle, why altcoins underperformed, the case for dollar cost averaging, and what to watch for heading into 2026–2029.
Bitcoin hit an all-time high near $126,000 in October 2025 — then the cycle turned. In this quarterly update, Robert and his Will break down what went wrong (low liquidity, tariff uncertainty, ETF hype without follow-through), why altcoins largely failed to run, and how geopolitics may be pushing nation states toward gold instead of Bitcoin. They also cover the stalled Clarity Act, Michael Saylor's continued conviction, and the case for dollar cost averaging through the bear market.

What You'll Learn:
- The Bitcoin halving cycle explained, and what it means for 2026–2029
- Why altcoins severely underperformed and whether they're worth buying now
- How ETFs, liquidity, and tariff uncertainty shaped the current market
- The Clarity Act: where U.S. crypto regulation stands and why 70% of institutions are still on the sidelines
- Dollar cost averaging strategies: how to buy Bitcoin with as little as $10
- Robert's 2029 Bitcoin price prediction (and the reasoning behind it)
- Catalysts to watch: interest rates, stock market tokenization, and gold/silver rotation

00:00 — Introduction
00:29 — Welcome & Why We Talk Crypto Every Quarter
01:22 — Where Bitcoin Stands Today (Price Check: Feb 10)
02:07 — The Bitcoin Halving Cycle Explained
03:29 — What Happened to the Altcoins?
04:21 — ETFs, Liquidity & Why the Cycle Disappointed
05:41 — Are Nation States Moving to Gold Instead of Bitcoin?
06:36 — Trump, Tariffs & Crypto Sentiment
09:00 — The Case for Dollar Cost Averaging
13:00 — How to Think About Risk & Portfolio Allocation
18:06 — Buying Strategy: Satoshis, Small Buys & Timing
19:26 — Price Predictions: Where Bitcoin Could Go in 2029
22:43 — Michael Saylor & MicroStrategy — Still Solvent?
24:31 — Catalysts to Watch: Clarity Act, Stock Market Tokenization & Interest Rates
25:30 — Gold & Silver Rotation into Crypto — Historical Patterns
26:21 — Final Thoughts & Robert's 2029 Price Call
27:07 — Wrap-Up & Closing Thoughts

This is not financial advice. Always do your own research and consult a professional before making investment decisions.

This episode of Refining Rhetoric is sponsored by Worldview Academy:
Students call Worldview Academy the best week of their lives. Through week-long summer leadership camps for teens, Worldview Academy trains Christians to think and live in accord with a biblical worldview so they can better serve Christ and engage the culture around them. Worldview Academy reinforces what students are learning at home and at church and trains this generation to apply that knowledge to the challenging cultural issues they're facing. To find a camp near you or learn more about Worldview's weekend conferences and other resources for families, visit www.worldview.org.