Ep.72 Real Talk The OC Market, Mortgage Rates, and a $9M CDM View You Have to See

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Ever wonder what’s really happening in the Orange County housing market? In this episode of The Mortgage Lounge, we cut through the noise and explain what’s actually driving home prices, buyer behavior, and mortgage rates in 2025.

Kevin shares his newest $9M listing in Corona Del Mar’s Spyglass Hill — a property that perfectly illustrates how location, land, and long-term value work together in today’s market. You’ll learn what makes this area so desirable, how buyers analyze “dirt value,” and why some homes appreciate faster than others.

Mike joins the conversation to unpack why Fed rate cuts don’t always mean lower mortgage rates, the role of job data and inflation in shaping daily rate movement, and how supply-and-demand patterns are keeping Orange County stable while other markets fluctuate.

If you’ve been confused by headlines about “foreclosures up” or “price reductions everywhere,” this video explains what those stats actually mean — and how to read them like a pro.

🧠 You’ll Learn

What defines a normal market and why OC isn’t “crashing”
How to interpret foreclosure data and media headlines correctly
What’s behind price reductions and how to spot overpricing
Why coastal California homes hold long-term value
How buyers in the $5M–$10M range really structure financing (cash, private banking, or alternative loan programs)
How Fed decisions, jobs reports, and inflation tie directly to mortgage rate movements

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Follow Kevin Sullivan!
Instagram:   / sullkevin 
Website: https://kndrealestate.com/
Email: [email protected]

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Facebook: Mike Grambow Mortgage
Youtube: @MikeGrambowMortgage
Website: www.jmj.me/mgrambow
NMLS 1766492

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