Ep.82 The Biggest First Time Buyer Mistake In 2026

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Feeling scared, overwhelmed, or “semi broke” as a first time homebuyer is more common than people admit.

In this conversation, I sit down with Matt Welch to talk about what really helps buyers move forward, even when the market feels confusing and the noise online feels nonstop. This isn’t hype, it’s practical advice rooted in trust, education, and long term strategy.

Matt shares a simple truth most buyers overlook, the right real estate agent should make the process feel supported, not stressful. Jason adds the missing piece, you need people in your corner who can educate you, walk you through the options, and keep you from making fear based decisions.

They also tackle the myths that keep buyers stuck, like thinking you need 20% down, or believing mortgage insurance automatically means you’re making a bad move. The real problem isn’t the program, it’s misinformation, and the fear that comes from too many loud opinions.

If you’re trying to buy a home in Long Beach, Orange County, or anywhere in Southern California, this episode is a reminder that you don’t need perfect timing, you need clarity, a plan, and the right guidance.

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Website:www.jmj.me/jThibodeau
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Key Takeaways From This Episode

• How to stop fear from running your buying decisions
• Why finding an agent you trust changes everything
• The value of education first, not pressure first
• Why you don’t need 20% down to buy a home
• Mortgage insurance explained in real life terms
• How to tune out misinformation and build a smart plan

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