Episode 74: Fed Rate Drop, Housing Market Shift & Our Biggest Homestead Fix Yet

As September closes and October begins, Sophia and Tim dive into the latest housing market shifts. With Jerome Powell’s recent message hinting at a slight lowering of the Fed rate, the market has seen a surprising pickup in activity. More buyers are stepping out, referrals are increasing for Tim, and while housing inventory remains tight and prices continue to soften, offers are finally flowing again. They break down what this means for families navigating real estate in today’s environment.

On the homestead, big changes are underway as Fall settles in. Sophia and Tim share updates on bringing back a couple of their bred cows onto new pasture, now fully fenced with barbed wire they recently completed on leased land. That installation, captured step-by-step in a brand-new video course, was just released inside their Call to Farms online community. (See the link below to learn more.) They’re also installing long-awaited ball waterers which were planned and budgeted for six months, just in time for winter. This project ties directly into Tim’s SAFE Method, outlined in his new book FM 5-21: Fortify Your Farm, showing how creating redundant systems prevents burnout (like hauling heavy water buckets during East Tennessee’s freezing weeks) and keeps the homestead sustainable.

They also reflect on recent travels: Sophia and the children’s educational field trip to The Koji House in Virginia, learning about koji’s role in both culinary traditions and sake-making. That full tour was captured in a new YouTube release on the Sprinkle with Soil YouTube channel link below if you’d like to watch behind the scenes. The family also toured several college campuses, including a chiropractic school in South Carolina that caught their eldest daughter’s interest.

From housing markets to homestead projects to raising resilient kids, this episode is packed with insights on balancing family, farm, and future planning.

👉 From Federal Service to Financial Freedom: Free Webinar for Federal Employees

👉 Learn more about the Call to Farms community & fencing course here.
👉 Watch the Koji House tour on the Sprinkle with Soil YouTube

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