Financial Tips: He educates listeners on fraud prevention, identity theft, credit management, and financial literacy.

This is an iHeart podcast.

Guaranteed Human.

Run a business and not thinking about podcasting?

Think again, more Americans listen to podcasts

than add supported streaming music

from Spotify and Pandora.

And as the number one podcaster, iHeart's twice as large

as the next two combined, learn how podcasting

can help your business, call 844-844-iHeart.

On the serving pancakes podcast,

conversations about volleyball go beyond the court.

Today we have a little best friend compatibility test.

Hey, how long have we been best friends?

This is the day we met.

As the league won volleyball season heads towards its final

stretch, there's no better time to tune in.

You'll hear unfiltered analysis behind the scene stories

and conversations with leaders making an impact across the sport.

Whether you're following the final push of love season

or just love the game, serving pancakes

brings you closer to the action and the people

shaping the future of volleyball.

Open your free iHeart radio app, search serving pancakes,

and listen now.

Presented by Capital One, founding partner

of iHeart Women's Sports.

I'm Lori Siegel, and this is Mostly Human,

a tech podcast through a human lens.

This week, an interview with Open AI CEO, Sam Altman.

I think society is going to decide

that creators of AI products bear a tremendous amount

of responsibility to the products we put out in the world.

An in-depth conversation with the man who's shaping our future.

My highest order bit is to not destroy the world of AI.

Listen to Mostly Human on the iHeart Radio app, Apple Podcasts,

or wherever you listen to your favorite shows.

Hey, I'm Jay Shetty, host of the on-purpose podcast.

My latest episode is with Noah Khan, the singer-songwriter

behind the multi-platinum global here, Stick Season,

and one of the biggest voices in music today.

Talking about the mental illness stuff,

it used to be the thing that I was ashamed of.

Getting to talk about this is not common for me,

and right now I need it more than ever.

Listen to on-purpose with Jay Shetty on the iHeart Radio app,

Apple Podcasts, or wherever you get your podcasts.

Welcome to my show.

I'm Richa McDonald, the host of Money Making Conversations

Masterclass, where we encourage people

to stop reading other people's success stories

and start planning your own.

Now, you don't want to miss an episode,

so please take a moment right now to follow

or subscribe to Money Making Conversations Masterclass.

It's free.

You can follow me on iHeartRadio app, Spotify, Apple Podcasts,

or wherever you listen to your podcasts.

New Money Making Conversations Masterclass episodes drop daily.

I want to keep you on alert,

because my guests provide tips on how you can uplift your community,

improve your financial planning, motivation,

or advice on how to be a successful entrepreneur.

Now, let's get this podcast started.

My guest is the Senior Director of Public Education

and Advocacy for Experian.

He leads Experian's National Consumer Education Programs

and works with Consumer Advocates, Financial Educators,

Media, and others to help consumers increase their ability

to understand and manage their personal finances

and protect themselves from fraud and identity theft.

Please walk into Money Making Conversations Masterclass,

Rod Griffin, how you doing, Rod?

Fantastic, glad to be here.

Well, thank you for coming on the show,

because I'm gonna tell you some, Rod, my email,

my phone is being inundated with messages that,

I don't know if it's real or not.

It looks like it may be a bank,

it may look like it may be a credit card.

Tell me what's going on,

because I want to start our conversation

with what you say right here.

Educating us about fraud and identity theft.

Yeah, so we all get the notices of data breaches.

We all get the emails I get them to

and sometimes phone calls as well.

And fraud is something that everybody's after today.

Sometimes tell people that the currency of today

isn't necessarily cash, it's information.

And a lot of times it's personal information,

it's your identity.

Because if they can steal your identity,

they can use it to do all sorts of things.

They can use it to try to apply for project credit accounts.

They can use it to apply for IDs for government benefits

for all sorts of things.

So, the identity thieves are busy trying to trick us

into giving them our information,

our personal private information,

our financial information,

so that they can use it to their gain against us.

So, to a huge problem,

and they're getting more sophisticated about it.

And artificial intelligence is something

that's actually something we're even more concerned about today,

because you may not even be talking to a person now

or getting an email from a person

it could be a machine that is posing as someone you know.

And playing on those emotional heartstrings

to get you to give them information.

And that's what they want.

So, we have to learn to kind of recognize those

and to know when it probably isn't someone that we know

or love or so where we shouldn't share information with.

One example, if the bank asks you for your account number,

it's not your bank.

Right, I'll call you asking for anything

a password asking for the account number.

That's not legit.

But again, experience.

I'm a guy who tries to keep my credit score right.

Tell everybody what exactly is experience

and how does it benefit me.

Yeah, so yeah, experience we're best known

as one of the big three credit reporting companies.

So, you're experiencing transient aquafax.

So, we collect and share in accordance

with the Fair Credit Reporting Act.

Of course, the credit information.

So, the accounts that you have

and how you're repaying those debts.

So, that's one piece of our business.

Tell about fraud and identity theft.

We also have a business that helps companies

identify attempts to steal their information

or help them recover when they've had a breach.

We also help protect people from fraud and identity theft.

So, we use information to help businesses,

blenders, for example, recognize when someone's

trying to use information that they've stolen

to get your information.

We have monitoring services that can alert you

when something pops up in your credit history

that can indicate your victim or fraud.

So, we help make you aware of potential attempts for fraud.

We also have a business that is an identity verification service.

For example, if you're working

with the Social Security Administration

and you go in to get your Social Security account

information, so how much money you get paid when you retire,

which is still a long way from,

but hope to get there someday.

We have an identity service

that they're using experience information.

So, when you go in, they're matching it to information

that helps them ensure you are you

and not someone who's trying to access your account progenently.

So, we are working on a number of fronts

to help protect people from fraud and identity theft

to help them improve their financial lives,

help them get it gain access to information

that can help them be more successful.

No, it's really interesting.

I've heard this word, the word savvy

and then the word financially savvy.

And now, I don't know what that means.

So, help me and help my audience gain a grip

on what financially savvy means.

Yeah, when I think of being financially savvy,

it's when you control your money and it doesn't control you.

So, you understand how many works.

You use financial tools to your advantage.

So, credit is a financial tool.

That's the financial problem.

And if you can use credit well,

it can give you a financial advantage.

For example, if you have a credit card

and you get cash back or you get airline miles

and you make charges with that card, discounts on purchases

and then pay the balance in full.

You're not taking on debt,

but you are getting a financial advantage.

That's a financial savvy thing to do.

When you understand investing, which I'm sure you talk

to your listeners about often who are saving

and having that emergency savings account.

When you budget, we all hate that word,

but it's really a tool to help you

be in control of your money rather than it controlling you.

And that's what financially savvy,

being financially savvy is all about to me.

Cool.

I'm speaking with Rod Griffin.

He's the Senior Director of Public Education Advocates

for Experience.

You know, I'm going to tell you this,

when the credit score, you know, my daughter,

she's so proud, she has an 800 plus, you know.

Your dad, he's kind of wore down.

I got some credit, my hangs between high 60 and middle 700s,

you know, high 600 and middle 700s.

So she laughs at me a lot.

I said, but you know, you're not living the life yet.

Now, when you say credit score,

I'm just reading it out to my audience,

they're unaware what credit score is.

Poor is 300 to 579.

Fair is 580 to 669.

Good is 670 to 739.

Very good is 740 to 799.

Excellent is 800 to 850.

Now, excellent, everybody wants to be there.

I like to say that I hanging at that 700, mid 700 range.

How has this score put together, Rod?

Yeah.

And it's just to complicate things further.

There isn't just one score, so there's lots of different scores.

So there are three credit reports,

and that's where we have to start.

Every credit score uses the information

from your credit report to do the calculation.

If you're buying a car, they have a credit score.

That just to surprise you,

Biko has a score for buying a car,

auto lending score goes to 900, not just 850.

So if you want to win a bet,

then you have the best score.

Get your auto score, you might have a better rate 50,

you'll win every time.

But the thing to understand is they're all looking at same stuff.

They're all the information from credit report.

And they're all looking at number one,

how are you paying your bills and you're paying your bills

on time, or are they late?

So like payments are gonna hurt your scores.

The second thing they're looking at

is are your balances on your credit cards

really high compared to the credit limits.

So if you can keep your credit card balances down,

and you pay your bills on time,

you're gonna have good credit scores

because everything else builds on those two things.

They look at the length of your credit history,

so how long have you been paying bills

and paying them on time?

They look at the mix of kinds of accounts you have,

so do you have a car loan or a credit card,

so on that sort of happens with time as you use credit.

And you'll develop that.

They look at what's happened recently.

So if you apply for new accounts,

and you reduced your debt,

so if you're taking on more debt.

So if you're paying your bills on time,

keeping your balances low,

you will have good credit scores.

It's just behavior over time.

So people banks, the like people who are boring,

they don't want anything surprising.

Just pay the bills on time, keep your balances low,

do that over and over and over.

You'll have good credit scores.

So there's no real secret.

The important thing, get your credit report,

know what's in it.

It's free, you can get it once a week

from each of the three bureaus at annualcreditreport.com.

You can get a free monitoring service from experience,

we'll give you a free report every 30 days,

along with a 508 score.

And most importantly, the factors

that are driving that score.

So when you get a credit report and score

from experience, we give you at least four,

it's sometimes five risk factors

that explain what is having the most negative effect

on the score so that you can look

at your credit report and figure out

what you need to work on.

So the thing I tell people is the number doesn't matter

and they look at me like I'm crazy.

Look, because it does.

Of course it does.

I'm looking to do crazy too, bro.

When you say that, it doesn't happen.

Yeah, well, yes it does.

You're talking to the bank and they're trying to get alone.

But if we're just like we're talking right now.

Right, you know, the number doesn't tell you much,

but if you get your credit report and the number,

then you have something to work on.

You have context around it.

So you can look at the risk factors that go with it

and look at your credit report and say,

okay, it says my balances on the credit cards are too high.

Well, here's the credit cards that are high balances.

That's where I need to focus on.

So it empowers you to act.

If all you have is a number, you can't do anything.

You know, if I said, you know,

I would have bet that you're about a 780.

What do you do about that?

But if I said, you know, your balances are about 30%

of your credit limit on a card.

Now you know what you can do to reduce the balance

with what you need to focus on.

So that's what we want to do is try not to focus too much

on the number, focus on the credit history.

The number gives you a place to start from.

I'm Jason Ron.

You've already told me some information I didn't know.

The word free reports are free.

Then you just alerts are free.

I didn't know that why I just got asked

if why don't I know, Roshan McDonald

know that experience you can register for free

to get free reports, free alerts, and free scores

sent to your email box on a regular basis.

Help me educate me because I'm sure a lot of people

listening didn't know that either

because I'm being inundated with all this fraudulent stuff

and experience is having stuff that can bring value

to me, help me become financially savvy

and improve my financial help.

Yeah, so we have, of course, different levels

of service we are business.

But we have at the base level you go to our app

so you can download our app on your phone

or your mobile device or you can go to experience.com

and enroll in a free monitoring service and you do.

You get a free credit report once a month.

You get a free 508 for, and the respect is a bit with it.

So the exchanges will offer you potential access

to credit cards you might qualify for.

You can tell us, here's the things I'm trying to do.

The most powerful word in credit and finance in general,

I think is no, two little letters.

So if you get offers you don't want them, say no.

And it will inform you with your credit score

or your credit report and give you the power to act on it.

The annualcreditreport.com is the free government required site

and you can get a free report from each of the three credit

bureaus once a week.

So you get more than 100 a year if you want them, I guess.

It means quite that many, but you can get them.

They typically don't include a credit score.

So you can get free credit reports.

If you're a victim or fraud, you can get free credit reports.

So if you go to explain.com slash fraud,

if you believe you're a victim or may or may have been or are,

we'll give you a free report along with the ability

to add a free fraud alert.

Please don't go anywhere.

We'll be right back with more money making conversations.

Masterclass, not need for you to do me a favor.

Right now, you'll follow or subscribe

to money making conversation.

It's free.

And you can find it on the iHeartRadio app, Spotify, Apple podcasts,

or wherever you get your podcasts.

Please do me that favor.

Follow or subscribe, money making conversations.

Run a business and not thinking about podcasting.

Think again.

More Americans listen to podcasts

than add supported streaming music from Spotify and Pandora.

And as the number one podcaster, iHeart's twice as large

is the next two combined.

So whatever your customers listen to, they'll hear your message.

Plus, only iHeart can extend your message

to audiences across broadcast radio.

Think podcasting can help your business.

Think iHeart.

Streaming, radio, and podcasting.

Call 844-844-iHeart to get started.

That's 844-844-iHeart.

On the serving pancakes podcast, conversations

about volleyball go beyond the court.

Today, we have a little best friend compatibility test.

Yay!

And how long have we been best friends for?

This is the day we met.

As the league won volleyball season heads towards its final stretch,

there's no better time to tune in.

We really are like Yin and Yang, vodka and tequila.

You'll hear unfiltered analysis behind the scene stories

and conversations with leaders making an impact across the sport.

Today, we have Logan Limeke.

I feel like our fan base, in general, is very connected.

It's like a comforting feeling getting to play at home.

Whether you're following the final push of love season

or just love the game, serving pancakes

brings you closer to the action

and the people shaping the future of volleyball.

Jordan Thompson had that microphone out.

Got to make mistakes or cuss at our coach.

Like we're talking or two times.

Open your free iHeart radio app.

Search serving pancakes and listen now.

This has been serving pancakes and we'll catch you on the flip side.

Okay.

Presented by Capital One,

founding partner of iHeart Women's Sports.

I'm Lori Siegel and I'm mostly human

I go beyond the headlines with the people building our future.

This week, an interview with one of the most influential figures

in Silicon Valley, open AI CEO Sam Alman.

I think society is going to decide that creators of AI products

bear a tremendous amount of responsibility

to products we put out in the world.

From power to parenthood.

Kids, teenagers, I think they will need a lot

of guardrails around AI.

This is such a powerful and such a new thing.

From addiction to acceleration.

The world we live in is a competitive world

and I don't think that's going to stop.

Even if you did a lot of redistribution,

you know, we have a deep desire to excel

and be competitive and gain status

and be useful to others.

And it's a multiplayer game.

What's is the man who has extraordinary influence

over our lives have to say about the weight

of that responsibility?

Find out on mostly human.

My highest order bit is to not destroy the world with AI.

Listen to mostly human on the iHeart Radio app, Apple Podcast,

or wherever you listen to your favorite shows.

10 days, shots five, city hall building.

A silver 40 caliber handgun was recovered at the scene.

From iHeart Podcasts and best case studios,

this is Worshack, murder at City Hall.

How could this have happened at City Hall?

Somebody tell me that.

July 2003.

Councilman James E. Davis

arrives at New York City Hall with a guest.

Both men are carrying concealed weapons

and in less than 30 minutes, both of them will be dead.

Everybody in the chamber is a dog.

A shocking public murder.

A scream, get down, get down.

Those are shots.

Those are shots, get down.

A charismatic politician.

You know, he just bent the rules all the time, man.

I still have a weapon and I could shoot you.

And an outsider with a secret.

He alleged he was a victim of flat-down.

That may have been not have been political.

That may have been about sex.

Listen to Worshack, murder at City Hall

on the iHeart Radio app, Apple Podcasts,

or wherever you get your podcasts.

Welcome back to Money Making Conversations Masterclass.

Hosted by me, Roshan McDonnell.

Money Making Conversations Masterclass

continues online at moneymakingconversations.com

and follow Money Making Conversations Masterclass

on Facebook, X, and Instagram.

My identity was stolen.

And so that's frightening because you're helpless.

You see these credit card bills coming out.

Several stories about a computer over here.

They both food over here.

And it was shocking.

But the only way I could get it back was

I'm going to tell you, experience saved my credit.

You know, with their alerts.

I went to you guys.

I told you I had a fraud that was happening.

You reacted immediately.

And then the alerts saved me and it started blocking.

And it would call me and contact me is,

Hey, is this you?

Is this you?

Make a sign of this account.

It gives you, you get it cleaned up.

It took about a lot of year.

But I got back, back on my feet.

And so that goes to my next question.

Establishing your credit, Rod,

and rebuilding your credit.

There are two different things.

How does one establish their credit

and then how do they rebuild it?

Yeah.

So you're right.

Two different things.

And having access to credit history,

having a credit report is really important

in the financial world.

It's one of the first things that people will often look at.

So for example, people don't know that

when you apply for an apartment lease,

they look at a credit report.

If you're applying for utility service,

they'll look at a credit report.

When you get a cell phone,

they're going to look at your credit report.

So we know about credit cards

or getting a home loan, that sort of thing.

But it's other parts of your life too.

So establishing credit is very important.

Several ways you can do that.

One, you can have a family member,

a friend, a ad user, an authorized user,

to an account,

and then that account would be reported

as part of your credit report.

You could apply maybe to qualify for a small loan

and have that reported.

But that often is difficult to do.

So experience also has created something

we call experience go.

When you enroll in our app,

if you do not have a credit report with us,

we'll ask you some questions

and we'll actually create a credit report for you.

So you name your address,

sell the security number and some other details.

We'll ask you for a live selfie.

So if you wait or smile,

so we know it's you,

we'll create a credit report

and all it will have in it

is your identifying information.

From there,

we have something we call experience boost.

Experience boost actually lets you

add your cell phone payments,

positive information,

not negative, only positive information,

but your positive cell phone payments,

positive utility payments,

positive streaming services,

things like Netflix, Hulu,

your rent potentially.

We work with a number of property management companies,

your insurance payments,

and we can capture up to two years

of information and that to your credit report.

So it's possible that if you don't have

a credit report at all with experience

to go from no credit history

to having a credit report

plus a number of accounts,

credit scores not having a report

to have a score to scores in the 630 range.

We've seen in some instances,

just in a matter of minutes.

So get you started.

Not a great score.

It's going to get you going.

And so that's critical.

It's just having that credit report

because that's going to be the goal.

So basically you're saying

for consistent payments,

if you have a debit call,

that debit call you have your gas bill

or your rent or your Netflix account

tied to that debit call

that shows consistent payments.

That's what you were talking about.

And that in turn can be inputted

into your experience account

that starts building a base.

Right.

So with experience boost,

we connect to,

you give us your permission.

So it's permission based.

And tell us, I want to add these accounts

and this is the savings account

or checking out like a debit card,

checking account credit card you pay it with.

And we're able to then capture those payments

and for each of them,

you tell us you want to add,

we'll add an account to your credit report.

So, and then we'll immediately show you

your score result too.

So we give you another free report

and a score when you start the process

and then we give you a report and score

when you finish enrolling.

And you can see if there's a difference.

If you are beginning to build credit

or you're working to re-embellish,

but I think it's re-embellish at your credit,

or rebuild it,

you, for most people,

that's when they see the most impact.

So if you have thin credit file,

fewer than five accounts,

or you've had scores of less than 680 or so

on a 538 score,

that's who will typically see the most benefit

because there's just not much history

there to calculate a score with.

And so, and it's free, again, it's free

and it's permission based.

If you don't want to continue,

you can tell us to stop,

we'll remove the accounts.

So again, we're trying to give people

control of that information

and to make sure that they have a full picture

because those companies might report

the negative information if you don't make those payments,

but they don't typically report

the positive information.

Now, as you build in your account,

or rebuild in your account,

would any additional steps that I've missed

in here in your conversation?

Yeah, so several things.

Experience Boost might help in that regard as well.

If you've had some issues and life happens,

we all know and I've had those experiences

and things can, and so you take steps

to start to recover.

Get your report, know what's there.

Experience Boost might help in those instances

because you're adding positive history.

And then it's about having a small account,

making the payments on time every single time.

And that's critical.

Work with, experience, help you identify

what needs to be taken care of.

If you've been a victim of fraud, I was too.

I actually had my tax forms where we're stolen.

And so there was a tax file in my name.

So I know.

And there's all that.

You like me, you know, that's like,

when it happens, Rod, it's like,

you just feel so helpless.

And then you start trying to figure out how it happens.

And I think another thing that people need to do is,

like I use my credit card a lot,

and you really should audit your monthly bill.

Yeah.

Sometimes they'll drop little low payments monthly,

like $25 or $15.

And they'll just build up over time and you don't know it.

I've called that on my credit card statement

because I run a business.

And so because people will sell your credit card information off

and people will start charging monthly, low monthly charges,

that you might not recognize,

but it's so low that you don't have time

to go back and worry about trying to identify.

Because give the any charge off of a credit card

is not easy, credit card bill is not easy.

Now, Rod, you know,

I'm trying to maintain a financial savvy behavior,

my health.

Should we prepare or can we prepare the prior year

before you go into the new year,

being financially healthy?

Absolutely.

And you know, it's about setting goals.

And I always tell people, you know,

talking about money can be hard.

And so, yeah, I use my personal life.

My wife and I talk about money all the time.

It's gonna, and but we're usually not talking about money

when you think about it later.

So a money conversation doesn't have to be,

you know, a confrontational sort of thing.

For us, it could be,

do we want to go out to dinner tonight

or do we want to wait until the weekend

because we want to do something later?

So where are we going to spend that money?

It's the real question, but it's the goal setting.

We don't have a vacation in next year.

So we start talking about personal goals

and goals we have to gather rather than the money itself.

And so I always tell people start from there

because it makes, start from a goal perspective.

What do you want to do in life?

And that could be this month, it could be next year,

it could be in five years.

And set those goals and then start looking at

what is the money equation?

How do I make sure I have the financial resources

to achieve those goals?

And it helps set a more positive approach.

Instead of letting money become a problem

and then having to figure out how to recover

from a problem, set a goal and start looking forward

and ahead, check your credit report,

make sure that you're setting aside savings,

build a budget, call us spending plan

if you like, have a college professor friend,

he does that.

So there's a like budget, okay, I'm from Texas,

I'm kind of stubborn, it's a budget, I'm gonna call him.

Just call what it is.

No state income tax in Texas.

Yes, it's true.

You're a good brother over there.

I'm enjoying it, they're killing me there.

They're killing me Rob.

I'm gonna tell you this, Rob,

you know, and just listening to you

and I hope everybody's listening to it.

Just when you do it, if you buy groceries

and they got a grocery account, a loyalty plan, get it.

I do that, I get discounts on my gas.

If I buy groceries on a Friday, I get triple points

which go to my gas, I have a credit card

where if I buy charges on my credit card,

it gets me faster on my frequent flyer plan.

And then on my frequent flyer plan,

I got membership miles.

That's what you just talking about being savvy

when it comes to how you deal in

with your finances and things like that.

And I think the big takeaway,

and here you talk about experience as this,

just look at what's out there and make sure

you're aware of the advantages

because there's some things that can be saved

with your car insurance, right?

Yeah, and so you're living my life

because I just bought gas at 90 cents a gallon

because of my grocery cart.

Right, so same thing.

And when it comes to car insurance, same issue.

Insurance is expensive.

We've seen what inflation has done

over the last couple of years.

Insurance rates are up.

And experience actually has introduced another,

we've talked about what experience does.

We've introduced an experience,

it's auto insurance marketplace.

And we help you shop for better insurance.

We work with 40 of the largest insurance providers

in the country.

And we help find the best rates based on where you live,

what you need kind of insurance levels,

meeting the minimum requirements

and try to help you shop apples to apples.

What we found is for people that are working

with our marketplace, they save on average

about $800 a year.

So not just a small amount of money.

And the other thing that we'll do is help shop for you

because the shopping for insurance can be difficult.

We want to make sure you're getting the same offers

for the same coverages.

We want to make sure you're meeting your state

minimum requirements for auto insurance, for example.

And it can be difficult and confusing.

So we will monitor for you.

If you change insurance providers with us,

we'll monitor for you.

If we find a better rate, we'll tell you.

And you can decide whether you want to then shop for,

or change providers and get even better rate

as they come along.

So you don't have to continually shop yourself.

Wow.

He's the senior director of Public Education Advocates

of Experience.

I want to tell you,

I want to thank you for coming on Monday making conversations.

My big takeaway is that I want my audience here

because some people, I don't want to do coupon,

I don't want to shop like that.

I shop with coupons.

I shop so much that I get free food.

But they said me a coupon say,

hey, here's some free this, here's some free this,

here's from free this because they want my business.

And so, and some things will be $6, $8, $9 savings

on that particular sale if I didn't come in there.

And I think the big walk away is just be financially savvy.

Just to see what's out there because like you said,

when you got that 90 cents off your gas bill

and filling up that when I get three cents off

or I get 10 cents off or I get 40 cents off per gallon now,

per gallon that goes a long way.

Thank you for coming on Monday making conversations

about to go out for a while.

I hope you enjoyed it.

Thank you for listening to this episode.

Now I need for you to do me a favor.

Right now, you'll follow or subscribe

to money making conversation.

It's free.

You can find it on the I heart radio app Spotify Apple podcast

or wherever you get your podcasts.

Please do me that favor.

Follow or subscribe money making conversations.

Keep winning.

On the serving pancakes podcast,

conversations about volleyball go beyond the court.

Today we have a little best friend compatibility test.

Hey, how long have we been best friends?

So today we met as the league one volleyball season heads

towards its final stretch.

There's no better time to tune in.

You'll hear unfiltered analysis behind the scene stories

and conversations with leaders making an impact across the sport.

Whether you're following the final push of love season

or just love the game,

serving pancakes brings you closer to the action

and the people shaping the future of volleyball.

Open your free I heart radio app,

search serving pancakes and listen now.

Presented by Capital One,

founding partner of I Heart Women's Sports.

I'm Lori Siegel and this is mostly human,

a tech podcast through a human lens.

This week, an interview with OpenAI CEO Sam Altman.

I think society is going to decide

that creators of AI products bear a tremendous amount of responsibility

to the products we put out in the world.

An in-depth conversation with the man who's shaping our future.

My highest order bit is to not destroy the world with AI.

Listen to mostly human on the I Heart Radio app, Apple Podcasts

or wherever you listen to your favorite shows.

10 days shots five city wall building.

Could this have happened in city hall?

Somebody tell me that.

A shocking public murder.

This is one of the most dramatic events

that really ever happened in New York City politics.

I scream, get down, get down, those are shots.

A tragedy that's now forgotten.

End of mystery.

That may have been not have been political.

That may have been about sex.

Listen to Worshack,

murder at city hall on the I Heart Radio app,

Apple Podcasts or wherever you get your podcasts.

If you're trying to keep up with everything happening

on and off the court,

we've got you covered on the podcast,

Playground and Funny.

You want to start with the first version

for the Big Ten Coach of the Year?

Oh, whatever.

Would you like to?

Yeah, sure.

So you're a Spartan, is that what I'm getting?

Exactly.

So whether your bracket is busted

or you just want the real talk on what's happening

during the tournament,

open your free I Heart Radio app,

Search Playground and Funny

with Carrie Champion and Jamel Hill,

and listen now.

Presented by Capital One,

founding partner of I Heart Women's Sports.