From Scarcity to Stewardship: How I Cut 96% of My Expenses in Jamaica

I moved to Jamaica thinking I'd escaped the high cost of living. Then I looked at my phone bill: $200+/month for AT&T roaming.

That wasn't serving me. That wasn't serving my family. That was noise.

So I cut it. 96% reduction. $200 down to $20. Same service, different provider.

That's when I realized: I don't have a money problem. I have a stewardship problem.

Most people think they need $1,000 more to be "fine." But if you can't manage $100, you won't manage $10,000. Scarcity focuses on what's missing. Stewardship asks: "How well am I managing what's in my hands?"

In this episode, I break down the three-step shift:

1. The Audit — Stop looking at what's missing. What do you have right now? A skill? An hour? $20?
2. Assign a Job — Every dollar needs a mission. Every hour needs a purpose.
3. The Release Rule — Cut what isn't serving the mission. (My 96% cut wasn't just the phone bill.)

I also share the Parable of the Talents—why the person who buried their money lost it, and why the people who made it work got more.

This isn't about restriction. It's about wisdom.

🎯 Ready to shift? Start here: moneytalkwitht.com/start
📚 The Stewardship Series continues April 16 and 23

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