How to Get the Free $1,000 ‘Trump Account’ Grant for Your Child in 2026

Included among the provisions of the One Big Beautiful Bill Act, signed into law by President Donald Trump on July 4th of last year, is something called a Trump Account. This is an investment account that all American kids are eligible for—and very notably—any American child born after Jan. 1, 2025, is eligible to receive a $1000 thousand dollar deposit into their account.

This is money that is not taxable; it’s not a loan, meaning you don’t have to pay it back, and also, because of the type of account that it is (an investment account that the child can’t touch until he’s 18) by the time your child is ready to take the money out, that $1,000 dollars might have grown substantially.

If the market continued to have the same historical returns that it typically does—8 percent or 10 percent a year—it means that by the time your child is 18, they will have an account with as much as $6,000 in it. And by the time they’re 28, that account could have upwards of $28,000 dollars in it. Meaning, that this is a fairly good opportunity, and something that you should definitely not miss.