I'm moving all my pension investments immediately!!

Time for a change, a rebalance.

On entering year 2 of my investing journey,I have one big worry, it is related to a stock market crash but not in the way you might think. This is all about FOMO, my fear of missing out. If the stock market drops 20% in Jan then I wouldn’t be overly worried as most of my withdrawals would be at least 5 years away which gives plenty of time for a recover, my big worry is that if we did see a 20% crash then I would have enough unaffected funds to able to move into the market whilst it was down..