International broker Sasha Poparic (
Immobilium.io) warns that America’s real estate model—propped up by 6% commissions, NAR control, and artificial scarcity—is cracking under lawsuits, tech disruption, and insurance shockwaves. As AI replaces agents and interest rates lock in, he argues prices could fall 20–30% while insurers quietly double the true cost of ownership.
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