Irish State Savings Rates Jump | Belfast News

Starting August 30th, Irish State Savings products are getting a major boost—three-year bonds jump from 4% to 6%, five-year certificates and installment plans see higher returns too. An Post’s deposit rate climbs to 1.25%, and prize bond draws get a 0.5% rate hike to 1.5%. Finance Minister Simon Harris calls it a win for savers, helping your money work harder while funding critical national projects like housing and transport. With over €23.9 billion in these savings already backing government infrastructure, these changes could make a real difference if you’re saving or thinking about saving with the state.

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