
Retirement Assets and Super Strategy | Adelaide News
About this episode
Retirement planning gets tricky when your assets bump you over the age pension threshold—like that beloved holiday home. You’ve got tough choices: give up the pension, rent out the property, or sell to stay under the limit. Meanwhile, superannuation offers clever workarounds, like catch-up contributions if your balance is under $500K, but timing matters—withdrawals may be needed before year-end to qualify. Even past 75, you’re not out of options: downsizer contributions let you funnel up to $300K from a home sale into super, and employer contributions still apply. Navigating these rules means balancing lifestyle with strategy to secure your golden years without overspending or missing out.
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