S2025 Ep273: The Rate Update — Mortgage Rates, Housing Market Updates & Real-Time Financial Analysis

Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

Today we break down WHY and answer the big question:
👉 Should you LOCK or FLOAT right now?

👇 Get notified the SECOND rates hit your target
https://www.therateupdate.com/rate-watch

📞 Want a personalized mortgage strategy?
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

Welcome to The Rate Update.

We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

No hype. Just real data.

📝 Apply (1 Application • 1 Credit Pull • 30+ Lenders)
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⚖️ Mortgage Compliance Disclosure  
Dan Frio | NMLS #246527  
TRU Mortgage Team / PBT Bancorp | NMLS #257781  
Equal Housing Lender  

The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.  

This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.