Stocks Dropped After Oil Prices Topped A Hundred A Barrel

0:00Looking for strategies to help you protect your portfolio in these uncertain times? Visit robblack.com Powered by EP Welp Seeing a lot of red on the screen this morning, the S&P 500 is down 1.5% The Dow Jones industrial average is down 1.5% The NASDAQ is down, weirdly 1.5% The RELZL 2000 breaks by going down 2.3% Gold sits down about 1.3% Not a lot of fear of inflation going on there, but going to down 1.77% Overall, it's a weekday unless your name is OIL oil Up 4.2% Let's take a look at the Treasury bonds The Treasury bonds are telling us the 10-year Treasury sits at 4.91% That's an area where I'll park some money in cash In a money market versus putting money into the stock market

1:04And I would say that conviction goes higher as the 10-year goes from 4.9 to 5.1 to 5.2 5.2 would be an area that I'm not even going to look at the stock market 4.8, 4.9, I'll look but it has to be the exact right situation to put new money to work Take a look at stocks, I'm seeing momentum names like Sandisk and Micron down about 4% So it's a risk off day there, but I'm seeing names like Meta up A little bit of shopping going on, Google Slightly Down, Qualcomm Slightly Up, Apple Up 7 today Having a nice day sitting at $322 more on Apple in a couple of moments I do have a seminar coming up in Lafayette on the Saturday It's a great time for you to sign up today at roblachshow.com It's in Lafayette, California It's been a rough week for the stock market Unfortunately the market apparently decided the holiday shortened week needs a little bit more drama today

2:06With the 10-year hitting 4.9% 30 years it's at 5.34% the highest levels since 2007 Inflations just not going to go away quietly August producer prices rose 4.10th of a percent month over a month and 5.4% from a year ago level Core CPPI rose 4.6% 4.6% so investors are not getting much evidence that inflation is ready to behave itself Jobless claims on the other hand remain remarkably calm With initial claims at 206,000 Basically telling the Federal Reserve that the labor market not falling off a cliff Put those two numbers together and you get a tricky environment for Federal Reserve Inflation is still elevated, employment is still holding up and interest rates are moving higher Before next week's September 16th Fed decision And this morning you add in again oil at $100 a barrel

3:08The conflict involving Iran continues to disrupt global energy markets because apparently the economy doesn't have enough things to worry about You got it there with $100 barrel of oil and crack spread on diesel Hitting an all-time high yet again today telling us Shipping costs and transportation costs in trucks and boats It's going to continue to be inflationary The 10-year treasury approach in 5% that's important because when you can earn nearly 5% from the US government stocks They have to work a little bit harder to justify their valuations Housing is not helping this morning with existing home sales following 2% in August to an annualized $3.9 million As high mortgage rates and limited inventory continue to keep buyers and sellers stuck in what looks increasingly like a very expensive game of financial chicken So let's take a look a little bit closer at those existing home sales numbers down 2% month over month

4:10Seasonally adjusted $3.9 million Key takeaway from the report is that home sales remained pressured by high mortgage rates and limited inventory Especially at the lower end sales of homes priced at $500,000 in below have faced the most pressure While sales of homes price over a million have seen up 3.9% year over year I get a kick out looking at median home prices in the northeast the median home price was up 4.3% to 556,900 Half the people bought a home in the Midwest and half the people bought below They saw sales up 3.3% in cost to $340,400,340,400 In the west the median home was 619,100,000 in the south it was 366,500 There's a 4.9 month supply of unsold inventory Six month supplies typically equated with a more balanced market

5:14First time buyers accounted for roughly 30% of sales versus 29% in July and 28% a year ago Cash sales represented 27% of transactions versus 26% in July and 28% a year ago Are you surprised that one out of four homes is bought in cash? So Apple hopes you'll see the new iPhone and fold The iPhone deal will be available for pre-order on October 16th starting price of $2,000 It can cost as much as $3,000 for more storage of your cat videos It's about the same size as the passport when folded Consumer electronic companies shipped 20 million foldables last year That was about 2% of all smart phone sales The deal was tracking this make a splash instantly Morgan Stanley expects Apple to ship 6.5 million 2Os in the fiscal first quarter Which ends in December that amounts to about $14 billion in sale or about 16% of total iPhone revenue was expected for the quarter

6:16Companies rejected Apple as to sell about 12 million foldables next year Just about everything else was a signal in Apple's presentation yesterday that they no longer want to be lagging in AI The new iPhone 18 Pro and Pro Max cannot fold unless you break it along with the duo Our being positioned is Apple's primary AI devices Even the new Apple Watch has been reprinted as an AI wearable Apple shares were down yesterday but they're up today as analysts have had a chance to take a look Oppenheimer says the duo dazzled but can pro keep the growth Apple revealed iPhone 18 Pro and Pro Max with incremental upgrades which is the iPhone 17 Pro and Pro or O Max Price to $100 higher The analysts saying there's price hikes were going to see how it emerges on the success of their quarter Just re-riderating a perform

7:18And they do believe the duo is going to emerges in the most successful foldable phone on the market But just expecting fewer 8-10 million units this year based on limited capacity due to yield constraints Jeffery's analyst Edison Lee says Apple seems more focused on maintaining device sales and max buy-as-ing margins The new iPhones get roughly $100 price increases which is less aggressive than the $152 price increases That Apple has implemented on iPads and on max That's important because Apple is dealing with dramatically higher memory and component cost tied partly Today I driven demand I think it was real smart and analysts are saying this today that the $2000 iPhone 20 is basically the biggest physical redesign But it's also a new premium upgrade cycle on the smartphone market Reuters noted that IDC expects Apple to capture roughly 30% of foldable market this year and 40% in 2027

8:20Apple is raising prices since the manless leave that the company is absorbing some of the component costs Inflation rather than passing it all on to the consumers It's the analyst are worried about margins Still, it's a long-term and cumulative buy on dips kind of stock HSBC raised the price targets for the self-care group Healthcare is getting a shine right now on Wall Street because it's quality earnings and they're not in any way shape or form buying and selling from each other They're selling to you Johnson Johnson Eli Lilly strong pipelines Lower risk premium for the group compared to AI Meta is getting an early taste of what could become its next major business as its new muse AI agent climbed as high as three Number three in the US app store just two days after launch Muse is designed to do much more than answer questions

9:20It can shop online, it can plant travel by tickets, schedule appointments, manage calendars and send messages This creates an enormous opportunity for Meta because the company already has billions of people using Facebook, Instagram and WhatsApp every month JP Morgan upgraded Meta today to overweight raised the price target to $820 from 640 It's currently a $650 stock JP Morgan believes that Meta is still in the early stages monetizing AI beyond its advertising business and that the potential is significant because an AI agent could eventually sit between consumers and businesses Which would help people decide what to buy and then take a commission on the transaction If you think about it, Muse helps you book hotel, buy an airline ticket, order pair of shoes or purchase concert tickets Meta can potentially take a small percentage of those transactions That would represent a completely different business model for Meta moving from selling advertising around consumer attention to actually participating in the track shack transaction

10:24That was generated by that attention Oppenheimer is not convinced talking about Meta They maintain a perform rating, they're questioning whether consumers will pay another monthly subscription when they already have products like chat, GPT and Google's Gemini There's also a trust issue because the AI agent that can actually buy things and manage accounts requires consumers to hand over significant amounts of personal information and potentially passwords So the Wall Street debate right now on Meta isn't really about whether Muse can become popular It's whether Meta can turn AI from an enormous expense into an enormous source of revenue Arrow Virement is having a pretty nice day after delivering a clean first quarter beat record backlog and strong bookings Big story here is that all those defense dollars are finally turning into actual orders with autonomous systems, business helping offset some weakness elsewhere Can Arrow Virement build and deliver fast enough the locus, Titan and its other unincrored systems are where the growth story is interesting

11:32Copy kept its outlook unchanged which I actually like because defense budgets and congressional timing can still be messy these days I like long term grown in autonomous defense story but after a big run I want to be chasing it Jersey Mike's one of those restaurant stocks that I'll never own just not that interested in owning restaurant stocks Bernstein, Mumpditz, Price Target, 100s, Mike's 27 CEO Charlie Morrison was talking about the path to tripling its domestic store count and expanding internationally It's got a good franchise model and the growth opportunity but it's one of those consumer stocks where the investment thesis is pretty simple More stores, more sandwiches, more royalties, more revenues One of the country's biggest law firms company called Aletham and Watkins bought its own Nvidia GPU servers and is building its own AI models rather than simply outsourcing everything to open AI or inthropic That's a pretty interesting take on what Nvidia absolutely needs is more of this

12:37It's a big deal for Nvidia the more businesses that want their own AI infrastructure the more GPUs Nvidia can sell Nvidia remains just a great long term name on the AI infrastructure build out Looking out six quarters is very comfortable for analysts at this point Keybank cut its price target on Casey's general store from $970 to $780 Company got smoked yesterday after earnings quarter It beat expectations but same store sales grew just 3.2% below the 4.1% Wall Street was looking for Kimberly Clark, Price Target got trimmed today from 110 to 105 valuation becomes hard to justify while the company is digesting a big deal with the kin view acquisition It's not an AI rocket ship but you're buying toilet paper, you're buying diapers, you're buying household necessities It's exactly what you want in a portfolio when the market gets a little too exciting

13:37Kimberly Clark, Tegerson will KMP I have a big event coming up Saturday, Tinnanoon, Lafayette Library last time I'll be on the East Bay this year It's easy to get to great parking, I'll get there on 9, I'll stay till probably about 1 All questions answered, I'll bring a couple CFPs with me I'm going to bring you my CFP Julie who I'll be working with in the next probably about a year now when Brad retires my CFP at EP wealth We'll talk about preservation retirement planning and we'll talk about the current market situation Tax efficiency retirement, that's one thing that I find professionals relationships can do way better than an individual Because I can take it in my account my own situation Sign up for the event at robblackshow.com, that's this Saturday, Tinnanoon, that's robblackshow.com I got more including something on quantum computing These days retirement planning is more complicated than ever So set aside Saturday morning, September 12th And get ready to learn some strategies for wealth preservation and retirement planning from rob black, Ryan Ignacio and Julie Channel Rork

14:39This event will focus on retirement income, tax strategies, estate planning, alternatives and funding retirement If you're at or near retirement with at least 500K in investable assets, this seminar is for you You'll learn how to transition your portfolio from the accumulation phase to the income phase Which accounts to draw from first how to protect your estate from long-term care costs and much more Learn how to invest during inflation and interest rate moves Social security strategies and managing IRAs and 401Ks in retirement Rob Black will share market happenings and trends That Saturday, September 12th, Tinnanoon at the Don Tatson Community Library in Lafayette Space is limited so sign up today at robblackshow.com That's robblackshow.com Investments not if the ICNC or GAS performance does not guarantee future results not on African seller So listen to buy any security member if you need to know how to sell PC Now that we're a couple hours into the trading market, always like check back in And it's not any better It's not too much worse It's just about the same SP 500 is down 1.5% of 1% the Dow is giving little creekier down 6 tenths of 1%

15:45The Nasdaq down about 1.5% and the Russell 2000 down about 3.4% of 1% Trump's 5,000 midterm dividend is at least his fourth promise of cash for all Americans I want to count on it, I'm $1 trillion is not going to come from tariffs But it's telling you we're in midterms and politicians will say what they need to say to try to get elected And or to get their group selected Tosca is going to open about 10 locations across 9 states Showing you how they continue to slowly expand Tosca's thrive in any market that they get into I don't think I've ever seen a Costco fail I hate Robert Kiyosaki for personal reasons his whole rich dad's stick I think it's just a way of trying to get you to buy his books in his seminars and support him

16:46His uplifting speech, I don't need that which is why I don't like that Pain someone to inspire me I think there's enough great things out there already to be inspired by What area of the market that I think deserves some attention right now is growth stocks They've taken a breather for several months The breather may be getting interesting for investors The big growth names are Nvidia, Microsoft, Alphabet, Micron Visa, MasterCard, American Express They've been dealing with higher interest rates, higher oil prices They've been having investors take some profits after a huge run Wall Street has been saying we love growth just maybe not at that price But something's changed intrinsically here for us to take a look at The S&P 500 growth ETF has significantly underperformed the equal weighted S&P 500 since last May

17:53Which basically means a lot of pain may already be behind us When oil prices jump or interest rates move higher, growth stocks aren't getting hammered the way they were earlier this summer That's important because when bad news stops pushing a group lower Sometimes that market quietly is telling you that the sellers are running out of ammunition The fundamental story remains pretty compelling on these names Analysts, expect companies in the growth universe to deliver 18% annual earnings growth through 2028 Compared with about 9% for the equal weighted S&P 500 So you're paying more for growth but not nearly as much as you were earlier this year The growth ETF is trading around 21 times forward earnings compared with roughly 16 times for the equal weighted S&P 500 That's still a premium but it's a much more reasonable premium when you're getting roughly twice the expected earnings growth

18:54So have a shopping list Nvidia remains a favorite AI infrastructure play Micron is one that analysts like because of the memory market has been benefiting from enormous amounts of memory required for AI data centers Microsoft and Alphabet give investors exposure to AI without having to bet everything on the semiconductor cycle I think Alphabet is particularly interesting because you're getting search cloud, YouTube and AI all in the same package My son asked me yesterday would you rather have Microsoft or Alphabet? I thought that was hilarious I love that little boy I guess since he outweighs me by about 80 pounds he's a big man now These have asked hard and American Express are companies that benefit from consumers continuing to spend Regardless of whether that's spending happens at a restaurant online or while traveling I think the big idea here is that growth stocks didn't really suddenly become cheap

20:00It's just been a process of reporting strong earnings and then being ignored for a quarter or two Growth is getting cheaper relative to the amount of earnings growth investors are buying After months of investors rotating from growth I think we're getting closer to the point where you want to start adding back some of these winners It should be out in a shopping list at least, they're on mind Quantum is still a years away but Wall Street has already betting on it Quantum computing has officially moved from the sounds like science fiction category into the Wall Street is putting real money behind it category Bank of America just published a 30 term quantum computing dictionary for investors Which is probably a pretty good sign that quantum is officially gone mainstream Bank of America believes quantum could eventually reshape computing, cyber security, drug discovery, finance and artificial intelligence But here's the important distinction quantum isn't just AI to point out at least not yet

21:02We're still in the development phase and commercially useful quantum computing could still be years away as researchers work through the enormous challenges of reliability and error correction That doesn't mean that the investment opportunity is years away, it's happening right now Three of the peer play names getting attention are we getting computing? Digital symbol RGTI, D wave quantum, digital QBTS and quantum to know them Digital Q&T, all three recently finalized agreements involving $100 million each in federal funding with the government taking minority equity positions These stocks are venture capital investments hiding inside publicly traded companies The upside could be enormous if one becomes a dominant quantum platform but the technology is still developing And valuations can get way ahead of the underlying business This happened in the internet with electric vehicles, solar power, more recently AI, artificial intelligence, technology can be absolutely real while the stock price gets absolutely ridiculous

22:04The aggressive approach would be to own a small basket like RGTI, QBTS and Q&T Then you're betting on the technology and spreading your risk across several potential winners The more conservative approach is owning the companies that can benefit from quantum regardless of where the architecture ultimately wins Those would be names like IBM, alphabet, Microsoft and Nvidia IBM and alphabet have been major players in quantum research, Microsoft is developing its own quantum architecture And Nvidia is particularly interesting because quantum computers may ultimately work alongside traditional GPUs rather than replace them So AI is generating enormous revenue today, quantum is largely an investment in what computing could look like tomorrow So there's your watch list I always try to give you something when you listen to this show, I hope you appreciate what I do Oracles and earnings are coming as it's trying to transform itself to the AI age

23:05First quarter earnings are day in the afternoon, it'll be another milestone And it's multi-year transformation from a legacy software company to a giant cloud company Companies, financials are also being transformed into the process and the stock has become a proxy for open AI Before AI, Oracle was mature software company grew slowly But kicked off a lot of free cash flow that became shareholder cash returns to dividends and share repurchases Oracle halved their number of shares in the float in that process Sales are seen growing by 28% to 19.1 billion, that's impressive Ernie is growing less quickly than sales because cloud infrastructure profit margins are lower than that of software Whereas company-wide gross margins were around 75% a few years ago, they're now at around 62% in the first quarter So Oracle reports tonight, I'm not gonna say it's gonna be a doozy But it has been a big market for a couple of times in the last two years

24:08Taiwan's semiconductor manufacturer reported record sales I don't really talk much about that one, it's a name that I've recommended and I own It's just not fun, it's an ADR, sales were soared 53% from a year ago Chip manufacturer reporting company plans to raise its prices by up to 10% starting next year Raising concern for semiconductor equipment designers For semiconductor designers Well, that's a mix up of words Joby begins a white house backed flight campaign in Texas Joby Aviation is one of those electrical flying vehicles It's just started a big flight campaign across Dallas-Fort Worth, including direct flights to Dallas-Fort Worth Airport and other urban hubs Flight to being conducted under Project Nexus is part of the US Department of Transportation's integration pilot program

25:08announced in March of 2026 Joby also recently leased a 45,000 square foot facility at the Perot Field Fort Worth Alliance Airport for its long-term North Texas operating presence Electric vehicles flying around in the air starting to get more attention to your someone's Joby-Y Joby-Y, we talked about them last year more as a LARC but the business is developing quite nicely Business model So we're seeing engines find pressure from rising and oil prices and treasure on treasure yields Oil stopped $100 a barrel, tinier note is nearing 5% Simulian Ektostocks are sharply lower after showing resilience in the previous week Increasing expectations for rate hike at the next week's FOMC meeting and we do get consumer prices tomorrow American Eagle down 14% after reporting results last night Just those numbers are pretty soft, the tariff refund also makes the headline earnings per share beat

26:10And margin expansion looking much stronger with gross margins contracting year over year so internally not a good quarter I'm going to make coming up this weekend Saturday, 10 to noon at the Lafayette Library It's wealth preservation retirement planning and sign up for it at robblackshow.com Up Saturday, 10 to noon at the Lafayette Library, wealth preservation retirement planning seminar What are you doing right? What are you doing wrong? What does a financial planner do? We'll talk a lot tax efficiencies and helping you through that retirement process Coming up, I got one more segment on strategy You are listening to the Rob Black Show podcast for more information on epwealth Visit robblack.com That's robblack.com Yesterday that night he got kicked out of the NASDAQ 100 And this was a legendary stock, it was an iconic stock in the 1990s It was one of the very first stocks I ever wanted to own because they were Nike

27:10And my running shoes of choice are Nike's, you know what my running shoes have been choice-bidden for the last 35, 40 years? Nike I don't do focus, I don't do new bottles I do Nike's now seeing them at a 52 week low Multi-year low, whatever you want to say It stinks because they're a great company But they don't work for my kids Neither one of my kids Say dad, I got to get the new Nike's Can we stay up all night and go to the store and pick some up? Now they're not going to go out of business They're one of the top 12 retail apparel Foot companies in the world for making shoes That's not going to go away They're still going to be a player So the question is do you trade it or do you wait for something for it to show that they're back? American Eagle put Sydney, Swiney and Jeans made a cute pun about having great jeans

28:12And the stock ripped like a meme coin in a mall That was the entire trade on American Eagle last year Nike doesn't need a vision, Nike needs a transition year Nope Nike needs 30 seconds of Sydney, Swiney is what Nike needs They need a bad pun tied towards the swoosh And every man in America aged 25 to 50 Who owns a Robin Hood account They will personally rebuild the locker wall with their hands They will get a pair of Nike's and thinking that they have play with beautiful women Sydney, Swiney will pull in I know you're saying you're kidding aren't you? I am a little bit But I am so not interested in Nike Other than it's got an amazing dividend of over 4% It's a dividend of Christa Crats, they're not going to knock that problem around To me it's like buying a stressed piece of debt

29:14This is Nike we're talking about though, the swoosh Michael Jordan Air Jordan is just do it The stock has been crushed following roughly 76 plus percent since its 2021 peak And Nike is and 2021 peak was a time where we're like oh, we're now we're going to go to work again We better get some athletes or close that we can do our Zoom calls in and then go for a quick run When no one's around us, we're going to run away from the pandemic Nike's fighting different battle than they were a decade ago Hokus, Aonz, Adidas And a long list of newer brands have taken shelf space Nike once was an unstoppable giant Sydney, Swiney Sydney, Swiney Sydney out, American Eagle puts Sydney, Swiney and Jeans and turns the whole thing into a cultural event Sydney, Swiney has great genes when viral American Eagle stock jumped sharply And the company later saw said that it saw increased customer awareness, engagement, and comparable sales

30:16Now obviously, Sydney, Swiney isn't going to fix Nike's inventory, wholesale relationships, or product pipel any time soon But she represents something Nike desperately needs which is attention Nike has a brand problem It doesn't have a recognition problem Everyone knows Nike, the problem is being famous isn't the same as saying it's being cool Nike spent years pulling back on from traditional retail relationships while competitors like Hoka and Aon expanded into them It has also lost some of its product at momentum That's a dangerous combination because in a barrel people don't buy spreadsheets They buy what they think is cool They buy what their friends are wearing They buy what they see athlete celebrities and influencers wearing And right now Nike needs to create some of that magic again And if someone from Nike PR wants to get in touch with me and put a pair of Nike's on me As long as they're signed by Sydney, Swiney, I'm going to do an influencer post on them

31:17And if you just want an intern to sign up, Sydney, Swiney, I will know the difference I'm kidding, do not send me any free gifts So forget the turnaround story though And that's the problem is that that's what we've been banking on in Wall Street for the last two or three years It's a new CEO pay attention Hey, it's a new strategy pay attention Hey, they've got new products pay attention In a tour he's getting better, it's just a matter of time, China stabilizing North America is improving management is encouraged in quotes I've heard so much corporate speak in my lifetime That what we've heard from Nike in the last two or three years last lifetime They came out with a presentation a few quarters back called Vision 2030 Crap What they need is a celebrity who could actually matter I don't like the fact that the US open hired a hundred influencers and gave them media credentials to walk around and Disrupt life for people who are seeing the US open But I'm dang aware that influencers not going away

32:22I hate every single Kardashian There's not one of them that I like If I were on a train that said yes or no, I'd be like no, nope, nope, nope Noted Kardashian after Kardashian after Kardashian after Kardashian And yet I get their culture relevance I know you're saying train that says yes or no It's kind of tried to do the cow metaphor and I was like I should back off that and just say train I went to cow That's one of the craziest things you'll ever see in your life You get off a commuter train and you see like mountain of shoes And you realize millions of people died So there's a lot of cultural reference in Sydney Sweden Look what happened with American Eagle Sydney Swingy campaign wasn't just an advertising it became a conversation It spread across social media retail investors piled into the stock That's marketing they want to market and supposed to do, getting people talking

33:24Nike used to be one of the best companies in the world at this Michael Jordan wasn't just selling basketball shoes Nike made people feel like buying the shoes made them part of something My son said can I buy a pair of fast running shoes that can run faster I'm like that's not how it works How about I put a psycho killer running behind you with a chainsaw You're gonna run faster more so than the Nike's Actually like the Nike story from an investment perspective at this point in time Only only if you're buying it for a the dividend And you're willing to sell it into strength Or be that they do something like what I'm suggesting and hire Sydney Swingy Oh I can already see the fight back Sydney Swingy's got great feet that look awesome in Nike's And then like you know I don't think anyone has a great lung at feet just between me and you But if Nike can stabilize North America, regain wholesome momentum Launch products consumers actually want and connect with younger shoppers

34:24That's what that's what Sydney would do The stock doesn't need to become the old Nike overnight It just needs to be better than they are now less bad if you will I'm not saying go out and buy a Nike because Sydney Swingy might underscore where a pair of air Jordans But I'm saying something more important Don't underestimate the value of being culturally relevant Nike's got one of the most recognizable brands on earth The question isn't whether people know Nike it's whether they still want Nike And that's fixable If Nike figures that out the swoosh could be interesting again Maybe it makes a new campaign for a sneaker Maybe it needs a new campaign manager Maybe it needs a new superstar Or maybe it just needs 30 seconds of Sydney Swingy One ridiculously good ad and a little cultural electricity Of a big event coming up this weekend Saturday Lafayette Library 10 to noon I'm gonna go over my holdings We're gonna talk about preservation retirement planning All the details are at roblachshcle.com It's 10 a.m. to noon

35:24This Saturday Lafayette at the library free parking easy to get to no traffic on Saturday morning Last event in the B.A. in the East Bay sign up today at roblachshcle.com These days retirement planning is more complicated than ever So set aside Saturday morning September 12th And get ready to learn some strategies for wealth preservation And retirement planning from roblach, Ryan Ignacio and Julie Channell Rork This event will focus on retirement income Tax strategies, estate planning Alternatives and funding retirement If you're at or near retirement with at least 500K in investable assets This seminar is for you You'll learn how to transition your portfolio from the accumulation phase to the income phase Which accounts to draw from first how to protect your estate from long-term care costs and much more Learn how to invest during inflation and interest rate moves Social security strategies and managing IRAs and 401Ks in retirement Rob Black will share market happenings and trends That Saturday September 12th, 10 to noon at the Dom Tatsum Community Library in Lafayette Space is limited so sign up today at roblachshcle.com

36:26That's roblachshcle.com Investments not if the IC and shared best performance does not guarantee future results Not enough for the seller as a listentation of I.A. Security Member Finder ASAPC