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Do you ever think about the risk you didn't take, buying Bitcoin early, investing after 2008,
loading up on the video?
AI's changing jobs, markets are all over the place, nothing feels guaranteed,
and at some point, you realize no one's going to save you.
We're kind of the FOMO generation, but here's one thing you don't want to miss,
protecting your future. If you're new to life insurance, you're not alone.
Thankfully, I found select quote. For over 40 years, they've helped more than two
million Americans understand their options and secure over $700 billion in coverage.
As a broker, their mission is simple to find you the right insurance policy at the best price,
and they work for you for free. You can even get same day coverage up to $2 million
with no medical exam required. And even if you have pre-existing conditions,
they work with companies that can help. Life insurance is never cheaper than it is today.
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Today to get started at selectquote.com. Slash DSH.
The deep state did Donald Trump dirty on his first run. They basically ruined his
presidency by concocting the Russia hoax. And so people are like, we want an outsider who's
going to come in and they're going to clean up this mess of that there's an entire
unelected branch of government that's actually working against my interest.
And the Epstein storyline just lets everyone see the signal. Donald Trump is here and he's playing
ball with whatever those power structures are. He's not looking to clean them up. He's a part of
this now. It's a signal to everyone because everyone knows that the Epstein story doesn't add up.
And if you're out on the news going, we have 5 million files on a hoax everybody.
Okay guys got Robbie Bernstein here out here in Atlantic City for word war debate.
And you're from Philly though, right? Uh, Stanford Connecticut. Oh, Stanford Connecticut. Yeah,
but I like Philly Philly's a fun town. Yeah, you got to show there tonight. Yeah,
open it up for this isn't live though, right? No, no. Well, go to comic Dave Smith.com,
you can check out all the dates down the line. Oh, yeah. Yeah. What's the crowd like in Philly?
Pretty rowdy. Um, there was a little bit of rowdiness, but I like, uh,
what I don't like is the polite 7 p.m. crowds. Like when I walk into a room,
everyone's over the age of 50. They just ordered dinner and I could tell like they're just nice people.
I'm like, this is going to be a problem. You want the rowdy? You give me rowdy drunks. I'm,
I'm fine with that all day. I like the construction workers. I like people that drink too much.
I could do filthier material. So I don't, I don't enjoy being heckled. I don't encourage people to
heckle, but I don't mind like an energetic rowdy or crowd. I feel, uh, so podcast by day and comedy
by night. Yeah, that's the, the general grind and that Philly club is a good room. It's like old school
basement, low ceiling, real compact. So there's some rooms that are funner to play than others.
Like you just, you can walk into a room and be like, oh, this is an authentic looking comedy club
and that room's got that. I feel, uh, that's a cool lifestyle, man, because you're talking about
serious topics during the day and then I know you get to let loose and de-stress. Yeah, it's,
it's also just so funny because there's people that have been listening to our podcast for 10 years
aren't even stand-up fans. Never seen us do stand-up and then they come out and it's just,
we're talking some of the similar topics, but it's all jokes, but they don't actually expect us to
be good at it because they don't know us as stand-up comics. And so it's kind of interesting to
bring people into the world of stand-ups awesome because there's so many people that are like,
I'm a die-hard comedy fan, but a lot of people just aren't. Yeah. You were doing comedy before the
pond. Yeah. I knew Dave from doing this, uh, the worst comedy club that ever existed in Times Square.
It was this place. I'm not even going to say the name. It doesn't need to do in business.
Nope. It is long gone and it was a train wreck. There were these guys out on the street just
telling you Chris Rock was going to be there. Tina Fey was going to be there. They'd tell you
Richard Pryor was going to be there. They were just, you know, barking on the street, lying
through their teeth and then people were coming in there for overpriced drinks and then we were
up on stage having a battle them tooth and nail. But what was great about that spot was I would do
four or five shows in a night. You weren't being promoted, but you're also weren't being fired,
so you could really just work on stuff. Experiment. I missed that because it was just a constant
battle. So you were shot sharp. Yeah. You had to be on your toes, right? Yeah. I like to this day.
Now, you know, I headline my own tour. I do this thing called Port Store. I play people's back
yards all summer, which is a blast. And that's great because, you know, do like an hour on a show
and I'm open up for Dave. I do a half hour on a show, but there's something to when you're doing
like six spots a night every night in front of crowds that don't like you. Yeah. Man, does that make
you good? Damn, that's insane. Yeah, shows a night hour shows. Uh, no, no. I was only doing like
10, 15 minutes, but I would literally go, they call it the check spot, which is kind of for the
rookies and they send you up there when people are getting their bills and then they're mad.
And you would really have to battle a room of angry people as they're finding out they got ripped
off and the Chris Rocks not showing up and that their beer was $25. Yeah. I once had a beer bottle
thrown at me in stage 25 for beer. I mean, oh, it was the worst New York City rip offs,
tourist attraction thing of all time, but made you get thick skin now wherever you go. It's probably
like a cake walk. Yeah. And then every once in a while, I walk into it because I used to listen,
you want to do actual jokes. And I had like a bit of a B plan when things weren't really going well.
And one of the things I used to do was people sometimes they'd get their bill and then they'd
have enough and want to leave. And that would happen during my spot and people like slowly leave.
And then I would take it's like a level 15 and start yelling at them like, if you're leaving,
you're leaving now. Get up. Now's your chance. And then like I'd yell at someone the whole
way to the door. And then when right when they got to the door, I was like, we're not on the hallway.
If you could just tell me you didn't like the comic before me. That's funny. Yeah. When did you start
talking about politics? You know, I did not do as much political stuff. No, that's not true. I
always kind of had political stuff in my act. But I started doing more of it because it's funny.
I was like a real just filthy late night like sex joke, drug comic like. And then I started going
on the road with Dave. And I was a little bit too much for our audience because they're not they're
not filthy comedy fans. So I started telling more tight political jokes to start it to kind of
bring them into my insanity. Yeah. And now I would say my acts like 50 50 political jokes and
other shenanigans. Okay. Yeah. I feel like that's what your your podcast is known for mainly the
politics. Yeah. And then also just because I'm following the news every day like really rigorously,
I'm pretty in tune with like what's going on in the world. And then sometimes I can find good
joke angles on stuff just because like I'm so ingrained in the material. It's like every day I'm
spending four hours reading the news. I'm spending an hour doing the podcast. So there's just I
feel like if I spent that much time watching the nature channel, I'd probably have more jokes about
orangutans, you know, where are you consuming objective news sources from? Oh, my routine is I
mean, I can tell you my routine, but it's basically I mean, I read everything every day and then I
try and dig in and research and come to my own conclusions on like core topics. Yeah. But my
starting point, I like the New York Post because it gets me into the news. Okay. It's like a little
bit funer and easier. So I tend to that's like my warm up around is New York Post. My true school.
Yeah. Then I like to go at sand.com all sides.com in the hill and New York Times daily briefing.
And I'm basically scanning every headline of like what's the big topics in the news that day.
Same thing. I'll go to a grok be like giving the top 15 news stories of the day.
Smart. Then every day, like if there's articles there that interest me, I'm reading those reading
the Wall Street Journal every day, nearly every article on zero hedge every day. There's an
economics blog, mish talk. I like a lot. There's this guy David Stockman. I like a lot. I'll read him.
And now grok's just kind of become my calculator. And I also read everything like Google News that
catches my interest. Wow. And then as anything interests me and I have questions, I kind of fact check
or look into things on Twitter, grok and like we'll dig in more from there as things capture my
interest. Geez. I didn't realize how hard you were going. I mean, it's it's the job. I'm competitive
and we got a podcast to do. I do one every day and I want to make sure we got a good show.
So I also go on YouTube news. I'm going through that algorithm, seeing what like clips are out
there. I didn't even know that was within YouTube news. Yeah. On the sidebar, you can click news.
And then as you're watching, we'll refine itself better for kind of what you're looking for.
But it's almost the same thing of scanning headlines that I'm just able to see every network,
kind of what they're covering. If there was a particular politician that was commenting on something,
I want to click on that. So that, I mean, it's basically, it's gone and easier with the AI.
Yeah. Let me tell you, it used to be four hours a day. Now it's more like two. Yeah, when I do
prep on guests, AI's helped me a lot. Yeah. It's a calculator. Yeah. I mean, it could summarize
everything. Yeah. Sometimes I don't have time to read the guest book. So I can use AI to talk.
I'll tell you what I use a lot for is things that I would watch a whole podcast now. I just dump
transcripts in and go give me the summary. Yeah. There's a chat. There's a chat,
Chrome extension that I have for that. You don't even have to copy and paste it. You're more
sophisticated than me, man. That's pretty good. So I could listen to eight podcast episodes in like
10 minutes. Streamlined. Yeah. Wait, you'll, and then you'll have it read it to you. Or you can,
but I read faster than it reads out loud. So I'd rather read it. Yeah. I find that too with transcripts.
Yeah. Because I'm listening to audiobooks at like 2.5 something. There's 2.5. Yeah. That's
pretty good. Sometimes three five if it's a slow reader. Okay. Anywhere, if it's Ben Shapiro,
I'll do one five. Yeah. She talks fast. Anywhere from one five to three five. I think of it like
1.5, but what I find is funny is that I space out when I listen to things. Yeah. And then like three
days later, I will have concocted a total of my lets be filled here. That's okay. Yeah. I read
I'm trying to remember what the audiobook was and it was a great book about like evolution,
basically evolution. And I picked up two facts that are in my brain and I'm sure they're not in
the book. Like I'm sure of it. One is that Christianity was a scam to sell tents. I'm pretty sure
that's not a real thing. But I don't know why I picked that up from the audiobook. And then the
other one was that evolution happened because like the bigger dick tribe was picking on the little
dick tribe. And I'm like, did I come up with that in a dream? Like there's no way that was in this
academic book that I was reading to actually find you pick up most of what you're listening to when
you're reading. If I'm like driving yes, but if I'm like doing something while I'm listening to,
then no. Like I got to be locked in. Right. Do you ever think about the risk you didn't take
buying Bitcoin early, investing after 2008, loading up on the video?
Hey, eyes changing jobs and markets are all over the place. Nothing feels guaranteed.
And at some point, you realize no one's going to save you. We're kind of the FOMO generation,
but here's one thing you don't want to miss protecting your future. If you're new to life insurance,
you're not alone. Thankfully, I found select quote. For over 40 years, they've helped more than
two million Americans understand their options and secure over 700 billion dollars in coverage.
As a broker, their mission is simple to find you the right insurance policy at the best price.
And they work for you for free. You can even get same day coverage of to two million dollars
with no medical exam required. And even if you have pre-existing conditions, they work with
companies that can help. Life insurance is never cheaper than it is today. Get the right life
insurance for you for less and save more than 50% at selectquote.com slash DSH.
Save more than 50% on term life insurance at selectquote.com slash DSH today to get started at
selectquote.com slash DSH. Driving is so mindless that I'm actually like paying attention.
Okay, you know, FOMO 5, that's fast. Yeah, you build your tolerance up. So you start at 1.25.
Once you feel like you've mastered that, you go up to like 1.3, 1.4 and slowly.
Dude, I'm, I'm kind of, I'm gonna. What? Yeah, 4x. Is that like on the side thing? Is that 1.4 or
that's? No, 4.0. Does that sound like a record being just. Yeah, that's crazy. But it gives you an
edge, man. If you can actually retain like a two or three X, four is extreme. I think most people
will ever get there. But realistically, if you can retain at 2x, you're learning twice as fast as
someone. Yeah. Well, I've learned from listening to the audiobooks that part of why I was such a bad
student is that people talk slow. You know what I mean? Like I, I, I just have ADD. If you just
delivered it quicker and I could walk around while absorbing the information, I can take this stuff
on the side. But if I'm going to sit in the class in some subpar speakers, going to talk slowly
at me. Yeah, I'm doodling and leaving for the bathroom. Hunter percent. I struggled in school.
I was, I never showed up. I was a bad student. Yeah. You didn't show up and they didn't care.
I went to this high school. And how old are you? 28. You're younger than me. Okay. I got a whole
decade on you. You ever see the movie Camp Nowhere? No. It was this movie about basically, it was
like a classic Disney movie. It's with the guy who was the old man in a back to the future.
Oh, God. He's a good character actor. And basically got all these kids and their parents want them
to go to like these specific summer camps. Like you got the dad who's like super military,
he's supposed to go to military school, bait like all this stuff. And so they find this guy.
They make a freak for sure for each other camps that doesn't exist. And they basically go there,
take all their parents' money and just enjoy their parents' money. Okay. My high school was like
that. That it was this private school that we dormed at. And I swear my parents spent 20 grand
for me to go into the city and drink. They just didn't quite take attendance and I just did not show up.
Wow. You think a private school that's costing that much would take time. Yeah. It was, it was a
freak show. It was a freak show because it was like a very orthodox Jewish school. I grew up very
different than the way I shaved my head. And they had like this super regular rigorous Talmud
program from like eight in the morning to like two in the afternoon. And we were all idiot kids that
just wasn't for us. And they didn't really care about the secular education in the afternoon. So
it was just like total dysfunction. Wow. Yeah. It's not dynamic like of being Jewish and then
being Dave's co-host and best friend. Uh, it's all good. Every once in a while. You know what?
Listen, I do enough radio. If someone wants to argue with me on something, I'm happy to do it.
Yeah. And so you disagree with his take on? No, no, no. I'm saying if some relative wants to
or someone else wants to give me shit for something that Davis said. Oh, God. I don't pick fights
with people. But if someone wants to argue with me on something, I'm more than happy to do so.
And I always find it funny if it happens at like a family meal or something else and they just
don't realize the door they opened with me. I don't talk politics at family meals. Yeah. I'm more
than happy not to when was funniest was during COVID because my parents didn't even know I was doing
the podcast and they just know me as kind of an idiot. Yeah. And my mom like started getting into
so why aren't you getting this vaccine thinking she was convinced, kind of convinced me and she just
was not ready for the amount of information. I was going to download at her. The black pill. Yeah,
exactly. I mean, that stuff's so obvious now that how she changed it all her. I think they got
opened up to how many topics I was right about that they thought I was a bad shit conspiracy theorist.
Yeah. So now they're less dismissive when I say things that they otherwise would have thought
was crazy. Yeah. Truth always comes out eventually, right? Well, hopefully. I think most of the time.
I think time, what did they say heals all or heals all? Yeah. Well, I think the reason for that is that
you get to a point where they don't need to hold on to the lie anymore and so they're willing to
give you the truth to almost protect that the systems allow for truth to come out. So like there's
it's almost like if I were to tell you a stock's going up because I want you to buy into the stock
and I want to pump up the stock price and once the thing crashes, then I can turn around and go,
oh yeah, that stock was valueless. But that information was really valuable while I was pumping the
stock once the event took place. Nobody cares. So it's like 20 years after the Iraq war, you'll see a
movie about how the CIA was torturing people. They don't care about us having that information now.
It's not important for them to protect that. Yeah. It was really important while the stuff was going
on. Same with COVID. Once they're trying to sell you on an entire racket of getting a vaccine and
not living your life and staying home and full control, it's super important to them. Once we move on
from it, they're willing to be more honest about it. Good point. And now it feels like no one talks
about like the three years. Like it's just a blur. I hate it. I still want, I still, I was selling
prosecute Fauci t-shirts for a while and I still think that that would be important in cleansing
to our society is to actually have accountability for a criminal behavior. Yeah, he got the pre-part in
the first time I've seen that. Yeah, well, you know, the auto pen was more aggressive than
auto. Yeah, you're typical president. Yeah, whatever you're putting in front of it is like no
problem. Who else needs a pardon? I'll take a pardon. My son can have a pardon. Who else needs one?
Trump is pardoning a lot of people too, to be honest. And not even waiting for the end of his run.
Which is interesting. Yeah, he's like, hey, you're going to partner with me on crypto. Here you go. Get
back out there. Let's go. I feel like since it's his second term, he's just kind of doing whatever
the fuck he wants. He's being aggressively Donald Trump. Yeah. And you know, there almost doesn't
enough articles about whatever he's doing in the crypto markets and his double dealing on hotels
and everything else. You don't frequently see presidents who are selling sneakers in their own
meme coins. You're big on crypto, right? I like my Bitcoin. I'm not selling my Bitcoin. I'm also
not buying more Bitcoin. I'm a big believer in that lesson, our, our government's going to inflate
to the wazoo. So I totally understand a, the, I fully understand that Bitcoin's like a beautiful
product and that there's a finite amount. It's fixed to that you have to be able to generate
a lecture like I have a full understanding of it. I love it. It would be amazing if the whole
world went to Bitcoin. And we could basically peacefully take away the power of government
because we're no longer just allowing them to control currency and steal our wealth through
inflation with all that said. Bitcoin went to 200 tomorrow. I couldn't tell you why. If it went
back down to five, I couldn't tell you why as to whether or not the CIA's behind the entire thing
to try and bring on, you know, digital currencies or wants to crash out the competitor. I think
other people will want to go that that's totally not a risk factor. So I'm holding my Bitcoin to
the end. And I hope that that becomes the next real currency. But, you know, do you ever think
about the risk you didn't take, buying Bitcoin early, investing after 2008, loading up on NVIDIA,
AI's changing jobs and markets are all over the place, nothing feels guaranteed. And at some point
you realize no one's going to save you. We're kind of the FOMO generation, but here's one thing you
don't want to miss, protecting your future. If you're new to life insurance, you're not alone.
Thankfully, I found select quote. For over 40 years, they've helped more than two million Americans
understand their options and secure over $700 billion in coverage. As a broker, their mission is simple
to find you the right insurance policy at the best price. And they work for you for free. You can
even get same day coverage up to $2 million with no medical exam required. And even if you have
pre-existing conditions, they work with companies that can help. Life insurance is never cheaper than
it is today. Get the right life insurance for you for less and save more than 50% at selectquote.com
slash DSH. Stayed more than 50% on term life insurance at selectquote.com slash DSH. Today to get
started at selectquote.com slash DSH. I'm not as much of an even jealousist as some of the other
Bitcoiners. I'd rather die on it. Yeah, I've seen the CIA theory with it. I wonder if they really
plan that far ahead though, like China does. One hour CIA? Yeah. I bet there's some people that do.
It wouldn't shock me if someone was smart enough to concoct that scheme, but yeah, it wouldn't
shock me. I mean, when you look at all the wars that they've orchestrated and allegedly, right?
Yeah. I don't think everyone there is intelligent, but the idea that one guy had that idea wouldn't
completely shock me. Yeah. Now you got like former CIA guys going on pods and infiltrating our space.
It's interesting to see. I don't personally trust anyone with former intelligence credentials.
Dude, I get I'm sure you get these emails like once a week. It's either like former FBI,
former CIA wants to come on your show like all the time. I guess it probably Dave feels more
those requests. Yeah. Listen, sometimes they got valuable information. So I'm not like entirely
dismissive, but I do wonder the same way when Brennan went to CNN, I'm like, all right, you just
still have your job at the CIA. You're still working at the CIA. You're just now on the television
and media division of it. Yeah. With some of these guys, if they were real military intelligence,
I don't, you know, I had, you know, if someone still has ties or they're pushing something or
they're trying to drag you into such crazy conspiracy theories that you end up being dismissed.
Yeah. You know, it's just the target to tell what those guys. I mean, there's a theory now
with Bongino that he stepped down to kind of get back into podcasting and it is not working.
Oh, this was the crash out of the century and I am here for it. Defending your boy. Yeah.
Well, here's what I think really fails these people is Donald Trump is one of a kind.
Do you ever work sales at all? I've worked sales. Yeah. What sales jobs? Yeah. Just like a high ticket
sales. Okay. Cool. So I worked in a sales job once in the city and it was the sharkiest sales
room of like 300 sales guys and there were some people who were really good at saying nothing.
Someone would ask him a question about the product. Don't worry. It works and just move on and
that would work for those people. But Donald Trump has that thing where he says nothing. Don't worry.
It will work. I'm Donald Trump. I've got this figured out and it doesn't matter how many times it
doesn't work, how many times he literally just changes his mind about what he was doing. He can just
begin him from the camera gives you. Hey, we didn't fight a war with Venezuela, but we run the
country now. What does that mean? Don't worry about it. What do you mean we're running the country?
We're running the country. Okay. The problem is no one else can pull that off. And so they're trying
to like explain what Donald Trump's doing and it doesn't work. It just works for Donald Trump
because he's not telling you what he's doing. And he's got like that sales order to him that
suckers a lot of people. I think Bungino made the mistake of thinking he can go back to podcasts
and that the audience will still be there for him explaining the rationale of what the Trump
administration's doing and that he could explain to you that everyone that's criticizing is just a
black pill and it's everything that we're hearing from the Trump loyalists. You got to follow it.
You know, if you just have enough faith in Donald Trump, he's playing 4D chess. So quit
criticizing even what looks crazy. It's not going to work. And he had before he took the government
role. He had a huge show. He had a huge show. But also like from what I the clips I've seen, he was
talking a lot of Epstein trash and then got into office and was part of nothing to see here. Same
with cash. Yeah. And I think the real American first conservative crowd is not happy about
because Epstein's such a signal of whether or not there is a real interest in taking on the deep
state. The deep state did Donald Trump dirty in his first run and they basically ruined his
presidency by concocting the Russia hoax. And so people are like, we want an outsider is going to
come in and they're going to clean up this mess of that there is an entire unelected branch of
government that's actually working against my interest. And the Epstein storyline just lets
everyone see the signal. Donald Trump is here and he's playing ball with whatever those power
structures are. He's not looking to clean them up. He's a part of this now. And so I think that entire
it's it's a signal to everyone because everyone knows that the Epstein story doesn't add up.
And if you're out on the news going, yeah, there's things that we have 5 million files on a hoax
everybody. So I think everyone realized that these people are not credible. And if you want to go
back to the podcast space, which is just purely, you know, you're being honest with your audience
after growing after talking trash about Epstein, then getting into office and being part of the cover
up. I mean, what honesty card do you have left? He's lost a lot of support. I mean, he's getting
ratioed on Twitter like disgustingly like 10 to 1 by Dave by other people. It's bad. Yeah, well,
we you know, it's fun that I guess our show is big enough that we can talk trash about these
people and it actually gets to them. And then there's almost like a critical mass that were the show
that a actual politician who is a part of this administration is responding to that that's so
fun for one and for two. It's like somebody needs to do this job. There has to be a show that's
taking on Dan Bungino right now and going, you are not credible unless you want to, you know,
give us the tale of why the Donald Trump administration buried the Epstein case. If you want to do that,
you want to leave government and put it on the line and tell us why you decided to play ball,
how they threatened you or whatever else they did to influence you. You can have the biggest show
in the world. But if you're just going to continue basically running cover for these people,
no one's going to listen and you need people to call it out. So lucky for us, we picked we picked up
that mantle and he's actually responding to us and losing a ship, which is fun to watch. What are
the odds? He actually debates. Oh, it will never happen. Oh, no, but we put out the call in the
last episode. Dave Dave, I forgot what I was calling it. The cure cure, the black pill of him
or something. And Dave said if the audience vote goes more than 80% for Bungino, we'll shine
his shoes. And we also said we'll line it up on a big platform. So he's got he's got an open
invite. And if he wants to man up and go for it, he should. But I think what we've learned from
Ben Shapiro and these other people is that if you're running from the facts, you don't want to actually
have conversations about these things. People don't like the running. Yeah, the running. Yeah,
because it signals of oh, you don't really want to be challenged on any of what you're saying. You
need it. And that's what they're calling for. Do you ever think about the risk you didn't take
buying Bitcoin early, investing after 2008, loading up on the video? Hey, eyes changing jobs and
markets are all over the place. Nothing feels guaranteed. And at some point you realize no one's
going to save you. We're kind of the FOMO generation, but here's one thing you don't want to miss
protecting your future. If you're new to life insurance, you're not alone. Thankfully, I found
select quote for over 40 years, they've helped more than two million Americans understand their
options and secure over $700 billion in coverage. As a broker, their mission is simple to find
you the right insurance policy at the best price and they work for you for free. You can even get
same day coverage of the $2 million with no medical exam required. And even if you have pre-existing
conditions, they work with companies that can help. Life insurance is never cheaper than it is
today. Get the right life insurance for you for less and save more than 50% at selectquote.com
slash DSH gave more than 50% on term life insurance at selectquote.com slash DSH today to get started
at selectquote.com slash DSH. They don't want the other ideas out there. Yeah, Ben's losing
followers every day, subscribers. Yeah, I heard some crazy stat about how much he's losing on
his YouTube show. A lot. Yeah, it's it's bad. That's why I respect Dave and I don't know if you
do debates too, but Dave will debate anyone. I would have on the COVID topic on the COVID topic,
I was like, so up and in on that. On most of these other topics, I'd have to really sit down and
do my homework and I don't want to. Yeah, it's a lot of work. Yeah, I mean, the guests I just
had on before you, he said he did 40 hours of research for today's debate. Yeah, yeah. I did a
couple on the COVID topic, but it's not Dave's me and Dave are different characters. I try and
I want to be the amount of free time I have. I need to focus it more and stand up and not doing
more political stuff with your routine already researching two hours a day. Yeah, I'm working on
the podcast, but I mean, Dave's he's also he's a different degree of brilliance and he can really
sit down and he's got dip focus on like I do with his ability to really delve in and read books
and stuff. So that's impressive. Yeah, the COVID topic, who would even debate you these days on
that? I mean, it's over. I don't even remember what I had in my brain then, but I would have I would
loved to have debated Fauci at the heart of COVID. That would have been the greatest moment of
my entire life is taken on this liar. And I you guys can find this. It's still online, but I did
an event in a in New York City. It was another comic and it was still kind of like at the end of
COVID lockdown type stuff like COVID was still fresh on people's mind. And I was just getting
into the COVID topic and there was someone in the audience who had a master's degree in like
was getting a master's degree in biology and they came up to like argue with me and I just took
this lady's soul. Yeah, it was a great moment. It was really fun and the entire audience hated me
because it was all these liberal Brooklyn people. So it was literally me up against an entire room.
It was a fun moment. That's why I like debates because a lot of people tie their identity to the
topic they're debating and then when you can clearly destroy it, it's like a life altering moment
for these people. Yeah, you know, yeah, I guess there's some other topics. When I was doing more
homework on the tariffs, that could have been an interesting one, but are you pro or against tariffs?
I'm personally against tariffs. Okay, I'm hearing more people against these days. Yeah,
what was what was your interest in the tariffs? Well, I'm like an entrepreneur. I used to do like
dropshipping any commerce. So for me, tariffs like really hurt that industry. So that was sort of
where I was looking at it. Like it really hurts the margin of the business. Yeah, yeah. What I find
with the tariff conversations a little bit like I would like no government money in healthcare.
And people will hear that and go, oh, so you want porn sick people to die? And it's like, no,
I actually think we could have much better and cheaper healthcare without government funds and
regulations in the market. And so people are like very married if you say that your anti-tariff,
they just jump on it. So you're against American jobs. And it's no, that's not at all what I'm saying.
I don't think the problem. And I think for every cheaper good in this country, it's an opportunity
for someone else, which is what you were describing cheaper lumber is more opportunity for builders.
Yeah. It's everything is. And so I think the problem with the tariffs is one. I don't know.
We still haven't seen the full impact in Donald Trump's role in some of it back. But one is it
just disrupts business planning. And I think who it's really going to kill as small businesses
of people who do have American employees and they do have a business, but they import a product in
order to sell their product within America. And the other concern that I had with it was just
the favoritism that if you're large enough, then you can lobby the government for basically
a carve out for yourself. And we have seen that. We're at one point he was talking about lowering the
it wasn't quite lowering the tariff, but it was a carve out for the auto manufacturers because
the steel prices were going up on them. I think he just got rid of the tariffs on like furniture
or something. But I've seen it in a bunch of industries, which is just the same racket that
kills small businesses is that the very large players can actually get them from a Donald Trump
and go and hey, you're destroying my business. And so then they'll get a carve out and everyone
else that can't lobby them doesn't. Yeah. Hey, well, at least you're getting that $2,000 tariff
check in a few months. Is that happening? I don't know. Oh great. So we'll have another round of
COVID inflation. Who knows? Yeah. We also would what a paycheck company or a house will do.
Yeah. And the only reason they did it on that one was because they needed to bail out the financial
industry again. And they knew that they couldn't bail out the financial industry because everyone
would be pissed. They're like, Hey, why don't we just send everyone a $1,000 check and then they'll
be okay with bailouts. Yeah. Yeah, I learned giving money out doesn't work. No, I'm telling you,
it's a deal with the devil. And here's what people really don't understand is that if government
makes more money available. So what you do is everyone's taking that money and they're going to
spend that money on what that money can purchase for them. So like if Donald Trump, for example,
is sending you money to go purchase health insurance, you've boosted the demand for health insurance.
Health insurance is just more expensive. If you want to know why college is outpriced with inflation,
it's because government made funding available just for you to go purchase a college education.
So the colleges go, Oh, look, there's more money available for us to charge. They charge more money.
All that you do when you hand people free money to go buy a specific item is drive up the price
that item so that you're more in debt to consume what you otherwise would have been able to consume.
Wow. I never looked at it that way. It's literally a devil's deal where you feel like,
oh my god, the government's handing me free money. But it hands it to everybody else to go purchase
that exact good. Now the good is just more expensive. And what he's doing, I just had this guy,
David column on my podcast, run your mouth. And I haven't dug in yet with what Trump's doing with
with the housing market. But he was saying that it's basically another bailout for the boomers
that they're going to keep the housing prices up while these guys are trying to sell their houses.
And then my generation is going to buy these things because you lower the interest rates or whatever
else to make it affordable. And at some point, the housing market's coming down and you're just going
to crush my generation of kids again. Wow. So another O8. Yeah. Well, because what's happening is
if all these boomers are dying off and they got to sell their homes and nobody can get a mortgage
because the interest rates going up, what happens? You got to sell your home for less. But if all of a
sudden you figure out some trickery so that kids that can't afford homes have the money to go and
purchase the home, so you're just going to keep boosting the price up. Do you ever think about the
risk you didn't take, buying Bitcoin early, investing after 2008, loading up on the video?
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any industry. It's literally, and it's just, I mean, if you're interested, like, and then the problem
is it also creates bubbles, which they call credit asset bubbles, which is when you make too much
money available for one particular asset, then you drive up the price that asset. And then eventually
if you cut off the increased funding for it, it's the same as like any Ponzi scheming, the price
came down, which is basically what happened in the subprime mortgage crisis. But yeah, free money
is a devil's deal. You're like, this amazing. I get free money. But then the backside of that
magic trick is you're driving up the price that good. And now you're just more in debt. Yeah,
look what happened with all the PPP loans and the ERC or whatever, all the free money they gave out.
Well, 50% of that, luckily, went abroad. So I guess it didn't drive up inflation.
Well, I think 50% of that went to fraud. Really? Yeah. Well, probably, but my point is,
like, everything just went up, like watches went up, like gold, like everything. Yeah,
thing was crazy during COVID because people were just home getting a check and I guess shop
in a line or whatever. Yeah, it was nuts. You mentioned healthcare earlier. I think that's a
scam too. I just had to buy mine. It's like a thousand a month. That's in your 28. Yeah, I'm 28.
What do you get? Like the goal? You must have gotten the plan. You got the silver plan. I need to get gold.
I've had the lowest healthcare that you can purchase, like 675 a month. It's one of my biggest
expenses and it's a virtually unusable. Because I never have $12,000 in healthcare expenses.
Here's the scam of healthcare and there's great articles if you're interested in this by
George, George Reesman, but it's just, it's licensing laws. That's what it is. If you got rid of
licensing laws, you'd have more. Like, look at every other industry. As technology gets better,
things are supposed to get cheaper. That's every industry. Think about this television,
what this thing would have cost 30 years ago. And then you look at healthcare prices and
as technology gets better, this thing just keeps going up and up. And it's basically because there's
a bunch of different elements, but it's basically because government incentivized insurance and
they also fund a lot of people's insurance. And once you have insurance, nobody's like
settling for anything, but the best possible care. The example Reesman gets, which is brilliant,
is that if let's say 30 of us all sat down at a restaurant at a fancy restaurant,
I don't have a lot of money, so I'd be like, you know what? I better just get bread, right? But
now, if everyone else is going to get the steak and I got to pay for their steaks, I want my steak,
too. And that's the problem with like, you're just pulling everybody. And then the licensing
laws keeps all the competitors out. So you can't really come up with like cheaper options.
But the one where you and I got crushed, because I'm not asking about you, I'm just going to
assume that you're young and healthy. You don't have any pre-existing conditions. I don't take
any medication and no pre-existing. There you go. So what you and I would want is a catastrophic
care plan, which is essentially, I used to have one before Obama was a hundred bucks a quarter.
And essentially, if you had cancer, it paid out a million dollars. So if you ended up in like a
situation that, you know, the freak occurrence, you had health care that was going to fund all that.
But if you want to go see a doctor tomorrow, you're nothing. You're at a pocket, right? But,
there's two more scams on health care. You got me going on this. But they're both interesting. So
first is, you know, ideally, I think what you want is like a concierge doctor. You spend like
three grand a year for access to that guy and you got a catastrophic care plan. So if you need
any crazy thing because you got cancer, you're covered, right? But the other thing is I remember,
there was a small time when I did not have insurance. And I remember I got a bill, whatever the
hell it was. And I call them up and I go, Hey, I don't have insurance. Without negotiating with
me, they said, cool, we'll knock 70% off the bill. Wow. Okay. Now, what's paying 30% of a bill?
The copay. Think about that. If you have a copay of 30%. Yeah. Okay. And I don't have insurance at all.
And they cut down my bill by 70%. What did I pay? The copay. And so I'm convinced all the insurance
stuff is like it's artificially billing things high to pretend like your insurance is covering
more than it actually is. That makes sense, though, because their cost is not anywhere near what
they're charging. Yeah. And I'm sure that you know, I all I'm saying is that my experience was if
you didn't have insurance, they were cutting the bill by 70%. So I'm in the same place. That's
not because I know someone that had an anxiety attack went to the ER was 10 grand. Yeah, we didn't
even use an ambulance. 10 grand for that. And their cost was probably like maybe 500. Yeah. Well,
that's why the other big fix and Trump was actually talking about this in his first term. But
you needed display pricing so that consumers actually have some awareness of what they're
purchasing and being able to shop around for options. Yeah. And I think a big part of that is the
licensing thing. So like you just had a straight up anxiety attack. Yeah. What was heart rate was
so that I think they got a scan or nothing crazy. Yeah. So I would venture to guess someone could
be opening up the anxiety attack clinic. That's probably a better place to show up to than the ER.
And it's not giving you a bill for 10 grand. Yeah. Yeah. It's crazy these days, man. I actually
almost signed up for crowd health. Have you heard of that? Yeah. They're great crowdfunding
healthcare. Yeah. So what works really well for that model is, and I'm kind of talking out of
my ass on this. But essentially part of what drives up insurance so much is that they were forced
to cover pre-existing conditions. Now, once you are forced to cover pre-existing conditions,
that's no longer insurance. Yeah. Right? Because like if I, for example, have cancer and then I
want to go purchase insurance, that's not insurance. Right. I already had like the insurance is we're
going to pull our risk. We don't know who's going to have cancer of the million of us. We're all
going to contribute $1. And then if one guy of us gets cancer, he has a million dollars to pay for
it. That's called pooling risk. That's insurance. If I've already had the car crash or I get life
insurance after I'm already dead, that's not insurance. I was supposed to ensure against the risk of
an event taking place. So what they allow you to do, I, from what I understand, you can have Andy
on. He's a, he's the CEO actually. Oh yeah, he's great. But what they allow, I think are allowed
to do because it's not an actual insurance product is that they can screen for pre-existing conditions,
which then means if you're a healthy individual, you don't have to pay these rates where we're being
fleeced to basically cover everybody else. That was why I almost did it. But then I was thinking about
it. Like what if everyone get, not everyone, but a lot of people get a disease at the same time,
is this going to be able to cover it? Yeah. Well, I think the actuary math on insurance should
be pretty good. Yes. Because like I said, with large enough numbers, you're just pooling risk.
Right. And so, you know, especially with like AI now, I think they probably have pretty good
table. Unless something, I'm not, I don't even want to say that. Let's say that there was a new
event where something changed in our environment that drastically changed like cancer rates. Yeah.
Then you might end up in a situation where like all the math was wrong. Yeah. But outside of some
crazy event like that, I bet those actuary tables are pretty. Do you ever think about the risk you
didn't take, buying Bitcoin early, investing after 2008, loading up on the video? AI is changing jobs,
markets are all over the place, nothing feels guaranteed. And at some point, you realize no one's
We're kind of the FOMO generation, but here's one thing you don't want to miss protecting your
future. If you're new to life insurance, you're not alone. Thankfully, I found select quote. For
over 40 years, they've helped more than two million Americans understand their options and secure
over $700 billion in coverage. As a broker, their mission is simple to find you the right insurance
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