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In this episode of Financial Modeler’s Corner, host Paul Barnhurst sits down with Karishma Ramnawaj, a financial modeler based in Mauritius, to talk about her journey in financial modelling, building and reviewing models, and the lessons she’s learned from both success and failure. Karishma shares her experience of learning on the job, why understanding the end user is critical, and how she balances practical standards with flexibility.
Karishma is a Certified Advanced Financial Modeler (AFM) and FMVA® professional, currently working as a Financial Modeler Associate at Hawkins Eberdal Ltd in Mauritius. With a strong foundation in both project and corporate finance, Karishma specializes in building decision-ready financial models that support capital raising, risk evaluation, and business growth.
Expect to Learn
Here are a few quotes from the episode:
Karishma's story is a great example of growth through practice, persistence, and passion for financial modeling. Her focus on clarity, flexibility, and end-user needs brings valuable perspective to the modelling process. From overcoming early challenges to passing the AFM exam, she shows the importance of continuous improvement.
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LinkedIn: https://www.linkedin.com/in/karishma-ramnawaj/
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In today’s episode:
[01:56] - Guest Intro
[04:51] - Journey into Modelling
[06:00] - Why She Loves Modelling
[08:37] - Storytelling with Numbers
[10:56] - Key Assumptions & End Users
[13:00] - Project vs. Corporate Finance
[14:26] - Renewable Energy Focus
[15:44] - Modelling Standards & Reviews
[22:16] - AFM Exam: Fail to Pass
[29:18] - Tools, Tips & Final Advice
No transcript available for this episode.

Financial Modeler's Corner

Financial Modeler's Corner

Financial Modeler's Corner