US banks and life insurers face commercial real estate risks

Our analysts discuss which segments and loan types pose the largest risks to US banks and life insurers, and zero in on concentration risks in asset portfolios.

Speakers: Evelyn Ocas Salazar, AVP-Analyst, Moody’s Ratings; Darrell Wheeler, VP-Senior Credit Officer, Moody’s Ratings; Stephen Lynch, VP-Senior Credit Officer, Moody’s Ratings, 

Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Michael Porta, VP – Senior Research Writer, Moody’s Ratings

Related Research:

• Banks – US: CRE survey loan-level analysis shows solid underwriting, high concentration risk
• Banks – US: Retained capital, strong liquidity are key credit buffers for CRE-concentrated banks
• Life Insurance — US: Commercial real estate risks still abound, especially in the office sector