WARNING!! American Retirement Is F*cked

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/ Any questions? Email [email protected] ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com ▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Our other channels: 1) Financial Audit: https://www.youtube.com/@calebhammer 2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos 3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups _______________________ ▶Fun things: 1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer 2) Get your own Hammer Financial Score: https://www.calebhammer.com 3) Merch: The most fun website: https://shop.calebhammer.com _______________________ Chapters: 00:00 Intro 00:04 No Retirement For You 02:46 Social Media BAD 05:40 Investment Class 06:06 Volkswagen & Rivian UNITE 08:13 Student Loan Fogiveness? HAHAHHA 10:16 Affordable Housing.. YAY _______________________ ▶My socials: https://linktr.ee/calebhammer ▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email [email protected] _______________________ ▶Sponsorship and business inquiries: [email protected] _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices