WSJ Thursday

0:00Another print disability which makes reading holding a book or turning a page difficult or impossible. The content is copyrighted by the respective publishers. For more information please visit us on the web at nfradioreading.org. Hello this is Corrine and for the next hour I'll be reading from the September 10th, 2020-26 issue of the Wall Street Journal and the Niagara Frontier Radio Reading Service. As always thank you for joining us today. The highlights under business and finance are. U.S. government bond yields climbed to fresh multi-year highs with the 10-year note settling at 4.836%. Young stock indexes the S&P 500, Dow and NASDAQ, shed 0.5%, 0.8% and 0.6% respectively.

1:08European natural gas prices surged to their highest level since early 2023. As escalating attacks in the Middle East continue to choke L&G shipments. Apple introduced its first foldable iPhone, one that fits comfortably in a pocket and allows users to engage with more than one app at a time. An anthropic researcher quit the artificial intelligence industry, over fears that the lab and its competitors are racing to build systems they won't be able to control. Andrew Toulouc, the star AI researcher who was offered a pay package worth more than $1 billion to join Meta platform's last year is leaving the company.

2:14Elphabets Google said it would spend more than $15 billion to develop artificial intelligence infrastructure in Finland. The log devices struck a deal to acquire a lift, a semiconductor, a maker of microcontrollers and fusion processors for $1.35 billion. Inspire brands name the head of its Duncan division as interim chief executive as the fast food company prepares for an IPO. The Justice Department requested additional information from Foxcore and Roku as the company's work to complete a roughly $25 billion deal.

3:14Albert Sins, named former eBay and Hewitt Packer Chief Executive, Meg Whitman, to the newly created post of executive chair. Now for the key articles under the World Wide Section. Iran is increasingly trying to escalate its conflict with the US as it seeks to break a stalemate in the Strait of Hormuz that is strangling its economy. The IAEA's Board reported Iran to the UN Security Council for failing to cooperate in an investigation into uranium traces detected by inspectors at undeclared sites. Up White House advisors have raised with Trump the prospect that the Iran War could

4:16drag on through the remainder of his term. Steve Whitkoff, Trump's Middle East envoy, reported earning more than $100 million from the entity that owns his stake in world liberty financial. Rhode Island Governor Dan McGee was soundly defeated in his state's Democratic primary, making him the first sitting US governor to lose a primary contest in nearly a decade. The Office of Congressional Conduct cleared Minnesota Representative IAM Omar of wrongdoing in connection with documents she submitted to Congress that dramatically overstated her wealth. The Trump administration is proposing to overhaul the 2030 census by eliminating questions

5:21about race and ethnicity and restricting how immigrants would be counted. This year, about 92 percent of US health providers either encourage pre-payment, require it, or collect a payment method and file during the estimate process a jointly sponsored survey found. The Justice Department's prosecution of Huawei for allegedly stealing trade secrets from US companies looms over talks between Trump and Xi Jinping scheduled for later this month. Police opened a criminal investigation into allegations that anti-immigration party reform UK broke rules barring foreign donations.

6:29Federal media influencers Andrew and Tristan Tate were denied bail as they fight potential extradition to the UK on charges of rape and sex trafficking. The Justice Department's prosecution of Huawei for allegedly stealing trade secrets from US companies looms over talks between Trump and Xi Jinping scheduled for later this month. Companies that do business with the US government are largely failing to meet federal targets for hiring military veterans, a new analysis concluded. The picture on today's front page shows a Trump supporter seated, waiting as one of the first arrivals for the Republican Convention.

7:32And that caption reads, President Trump gave the keynote speech Wednesday night at the opening of the Republican midterm convention in Dallas, which the party hopes will energize voters. It was the first of two straight days he was to speak. That headline mega troops answer GLP convention call articles from the front page follow. Iran looks to escalate conflict in bid to break straight impasse. Iran's forces have fired at US warships coming much closer than in previous tries. By Georgi Kanchef, Shelby, Holiday, and Kastis, Paris. Iran is increasingly trying to escalate its conflict with the US as it seeks to break

8:33a stalemate in the state of Hormuz that is strangling its economy. At least three times in the past week, Iranian forces have launched missiles at US warships, including an aircraft carrier, taking direct aim at the US Navy in a way it hasn't done since the start of the war. Iran also fired a large missile-serval at US forces stationed in Jordan on Wednesday. The attempted strikes on warships have led to much closer calls than previous attempts, with Iran using maneuverable warheads people familiar with the attacks said. The warships evaded the attacks said US Central Command, which is responsible for the middle east. Still, the attacks have left US officials increasingly concerned that Iran has improved

9:36its ability to target ships, perhaps with help from Russia or China, the people said. The attacks are pushing the war into a more perilous phase. A hit on a US warship would almost certainly trigger a fierce US response and risk reigniting a full-scale war. The gamble is a significant step up from the measured attacks Iran has been carrying out for weeks against commercial ships in the strait, unless sensitive US targets in Kuwait, Bahrain, and Jordan. Iran continued to fire at US warships even after the US struck Iranian tankers in response. Around his ground, more aggressive, is the vice-aroundous economy titans.

10:37Nineteen US Navy ships are enforcing a blockade that has shut down its oil exports. New US sanctions have disrupted Iran's finances, sending its currency tumbling, enforcing cuts to fuel subsidies. Iran is escalating because they don't see other options, said Mark Sievers, a former US ambassador to Oman, which sits across the street. Their under-termendous pressure from the blockade and the new sanctions. For Tehran, the aim is less to match US power than to make the status quo untenable. Some analysts said. Washington can destroy launchers and clear minds, but Tehran's threats to warships and commerce are aimed at forcing the US to use up its shrinking inventories of missile

11:42interceptors to defend its assets and repeatedly weigh the price of retaliation. Iran has carried out the attacks on the warships with mid-range ballistic missiles, which travel hundreds of miles at extremely high speeds, launched from various sites within Iran, the people familiar with the attacks, said. The missiles have been armed with advanced technologies and are capable of maneuvering in flight toward moving targets, making them a greater threat than other Iranian weapons, the people said. Tehran might see value even in the risks that would accompany a successful strike on a US warship, said Ellis Gower, partner at Asia Strategy, a political risk advisory firm in London.

12:45Damaging a US vessel could rattle markets and Gulf states, while forcing President Trump to choose between a costly retaliation and appearing weak ahead of the midterm elections in November. In both cases Iran sees an upside, she said. The attacks are unlikely to affect the strength of the US blockade, which could be moved farther or run without compromising its effectiveness, former officials in Analysts said. Treasury buyback fails to ease rise in yields. Multi-year highs are reached as best it moves to repurchase $6 billion in debt by Hanna Erwin-Ling and Sam Goldfarb. US government ban yields climbed to fresh multi-year highs on Wednesday.

13:48After the Treasury Department said it would repurchase as much as $6 billion of longer-term debt at a buyback operation on Thursday, disappointing some investors who had thought that a larger amount was possible. For Treasury Secretary Scott Besant, who promised to go big to bring down bond yields, his efforts so far aren't big enough. The Treasury had already said last month that it would at least double buybacks of longer-term bonds from a maximum of $2 billion per operation. In a program that was originally intended to improve liquidity in older, less frequently traded securities, investors widely viewed that as an effort to contain borrowing cost

14:49since it came at a time when longer-term yields were approaching key thresholds. Calling himself the nation's top bond salesman, Besant stated early in President Trump's first term that lowering bond yields was a priority for the administration, a goal that has been repeatedly thwarted by factors like Trump's war in Iran and his tariffs, as well as by events outside the administration's control. You are listening to a reading of articles and features from the Wall Street Journal and the Niagara Frontier Radio Reading Service. Caregiver Lapses Exacerbate Outbreak of Ebola by Nicholas Spario, Kempala, Uganda.

15:49Efforts to halt the spread of Congo's deadliest outbreak of Ebola are faltering. Health workers are going unpaid. Locals are challenging health officials over how the disease spreads and questioning whether it even exists at all. In the latest sign of just how badly things are going, health workers who are angry about unpaid wages have violated basic Ebola control protocols and allowed grieving families to touch the bodies of relatives killed by the virus and act almost certain to spread the disease. Aid workers have witnessed such events and in at least one case filmed them. The epidemic in the Democratic Republic of Congo has killed more than 3,200 people. The World Health Organization warns the death toll is likely to exceed the worst Ebola

16:55epidemic on record which raged through West Africa between 2014 and 2016, leaving 11,000 dead in its wake. Health experts said the virus can be stuffed if communities adhere to strict health protocols. The Congo's Ebola epicenter is in a remote region plagued by Islamic state insurgents of variety of other militant groups and deep suspicion of foreign health workers and the national government in Kinsasha, 1900 miles away. In floods crash, Nepal's energy bet hundreds of hydro power projects are threatened by instability in Himalayas by Nara Rika, Manhana, Krishna, Pokerol and Tripti, Lahari.

18:02Catmandu, Nepal. When the flood came roaring down the mountainside last year, Nepalese engineer narrowly escaped by scrambling to higher ground. Two weeks ago another surge barreled down, this one bigger and faster and unstoppable torrent of water, ice, rock, mud and horror. The wave tore through the wasuagati hydro power plant where the engineer, Attakari, served as the manager, ripping up steel and concrete defenses with explosive force, imporing into the project's cavernous tunnels within seconds, it swallowed the cluster of buildings where the 34-year-old lived. Rasa and Kalそhati remained, except dark grey sludge. Rasa and Kalそhati were first of nearly a dozen such installations, some active, others

19:08under construction, wrecked by the August 26 disaster in Nepal. The roiling mass of water unleashed by a glacial collapse swept down the Tricoli River, devastating a roughly 40-mile corridor of dams that were supposed to drive economic growth for the mountainous Nepal. Around 1,400 people have died overall, and more than 5,000 are missing. The tourism and aid dependent nation, Chris Cross by Snow Fed Rivers, has looked to hydropower as the answer to its energy needs and central to its development plans. Private investment has poured in, quadrupling installed capacity over the past decade. More than 210 projects under construction would expand that by 150 percent according

20:13to industry estimates. The once-energy starved country has even been exporting power in recent years. The future of that strategy has come into question as a warming planet destabilizes Himalayan glaciers and river systems, increasingly putting human lives and billions of dollars at risk. Retailers clamp down on easy online returns by Esther Feng. It's not your imagination. Returning online orders is getting harder. U.S. consumers accustomed to free and easy returns are smarting from surprise fees, shorter return windows, delayed refunds, and more questions about the reasons for ascending

21:15products back. A few are getting warnings that they won't get a refund on their next return. April Bradley recently bristled at having to pay $7.95 to return a pair of Lane Bryant jeans she had purchased online that didn't fit. The Warren County New Jersey resident said she would have preferred to try them on before purchasing, but a nearby Lane Bryant store had closed a few years ago. Lane Bryant wouldn't allow a free direct exchange for another size either, so she prepaid for a shipping label and drove to a parcel shipping center to drop it off. I sent an angry message to them said Bradley who concedes she can sometimes be a difficult customer.

22:16The company responded with an apology and at $8 credit. 68% of retailers now charge of fee and returns, at least some of the time. Up from 43% five years ago according to loop returns and e-commerce returns and exchanges platform that tracks transactions for more than 5,000 merchants. Processing a return cost an average 27% of the purchase price according to Optoro or returns management software company. Laving the front page for other articles within the paper. Anthropic AI researcher quits mathematician leaves industry with warning of existential risks by Amrith Romkamer.

23:20Anthropic researcher is quitting the artificial intelligence industry, over fears that the lab and its competitors are racing to build systems they won't be able to control, a sign of mounting safety concerns within top AI companies. Jacob Coxson, a researcher who specializes in training AI models by having them consume vast amounts of data, said Tuesday that he is leaving the company because he doesn't want to participate in an industry wide rush to build AI systems that can improve themselves, worried such systems could spiral out of control and destroy humanity. The 27 year old Brit, who studied mathematics, said many of his industry colleagues use

24:20phrases like crunch time and end game to describe the trajectory towards self improving models. We're on track for a lot of the most aggressive of these scenarios whereby the end of next year things could be out of control already. Coxson said adding that safety trade-offs are inevitable when companies are competing against one another and Chinese upstarts. Anthropic didn't comment on the departure. Chief Executive Dario Amodai and other company leaders have warned about the risks of rogue AI models in urge the industry to slow development. After Coxson announced his departure, a top scientist at the company, Evan Hubinger,

25:21wrote an ex that he thought Coxson was correct about the risks of AI development. We really do earnestly believe AI could kill all humans. I personally think it is 10% within the next decade. Hubinger wrote, I believe anthropic is trying its best, but we do not yet have a plan to solve alignment for superintelligence and are not clearly on track too. Drone deal seen likely to spur takeovers in Ukraine by Elister McDonald. A drone company backed by Eric Prince, the Blackwater founder and an ally to President Trump, is buying one of Ukraine's leading makers of battlefield robots, an early sign

26:25of consolidation across the country sprawling drone industry. Former, which was founded in Ukraine but is now based in Austin, Texas, said it is buying rotel robotics in a cash and stock deal valued at up to $220-24 million, making it one of the industry's largest tie ups. Rotel makes unmanned ground vehicles while former builds the artificial intelligence software that lets aerial drones coordinate in swarms. Swarmer also is backed by an investment vehicle tied to former Google CEO, Eric Schmidt. The deal comes amid a broader push by U.S. investors and defense firms into Ukraine whose battlefield-tested drone technology has drawn Western interest.

27:28This drone sector is among the world's largest and most advanced built on technologies the country pioneered in its war with Russia, but it is also crowded. More than 500 drone companies now chase the same military orders and some executives expect many to be bought up or squeezed out. Global debuts iPhone New Boss price hike by Ralph Winkler. Apple kicked off its most consequential product event in years on Wednesday where it debuted a truly new iPhone, a new chief executive, as well as higher prices. It hopes consumers will concentrate on the first two. The headline is the first foldable iPhone, which will start at $1,999.

28:35An almost tablet-like device, the new iPhone dual, will fit comfortably in a pocket and allows people to use more than one app at a time. It comes in two colors, white and dark gray. Equally important was the man introducing it. John Ternis took over as Apple CEO last week, becoming Apple's third CEO since 1997, when Steve Jobs returned. Hopes are high that the longtime hardware engineering executive can spark a new wave of innovation in the photo-bill iPhone is the most significant Apple device in a decade. Ternis smiled broadly as he strode on stage at Apple's headquarters to kick off the event. We've been imagining quite a lot.

29:36He said to the hundreds of gathered media in the audience, we think you're going to like what you're going to see. Tim Cook and the rest of Apple's executive team sat in the front as he spoke. The bad news for consumers was that Apple increased iPhone prices, though not as much as some analysts projected. The cost of memory and storage chips inside the smartphone has quintupled since last fall. Pumpting Apple to raise prices across its device line up to protect its profit margins. You are listening to a reading of articles and features from the Wall Street Journal on the Niagara Frontier Radio Reading Service. From the editorial page, a New York Union protection trick.

30:38Americans have a right to collectively bargain and if workers want to join a union, so be it. But these days, unions rely less on persuasion and more on government coercion. The latest example is New York, where Governor Kathy Huckle on Wednesday signed a bill that targets nonprofit groups that tell workers about their right not to financially support the union. The new law makes it illegal to falsely impersonate an employee organization or employee organization representative. The targets are groups that send mailers to public employees informing them of their rights. Under the Supreme Court's decision in Janice versus Esme 2018, not to pay union fees. The Freedom Foundation communicates with tens of thousands of workers, including mailings

31:45that encourage them to leave the union and avoid paying dues. The mailers are sent by the Foundation or its educational outreach program, opt out today. But Democrats think union members aren't capable of judging their own union's value proposition. The mailings don't impersonate or claim to represent a union. The Freedom Foundation says some 7,500 public union members have responded to its mailers by opting out. But the cost for the nonprofit to keep operating will now be steep, and that's the law's point. The law says the state attorney general can bring an action if she believes a person has engaged or is about to engage in the false impersonation of an employee organization.

32:48About to engage, that provision lets the state punish groups that haven't even made contact with union members. Each alleged offense could garner a $1,000 fine. Attorney General Latisha James will be on the case to file complaints and subpoenas to torment the think tank. Other union members might ask what their union bosses are so afraid they might hear. Zoran Mandani's 9-11 conspiracy. He alleges a cover-up of health effects despite Congress's response. No better what New York City mayor Zoran Mandani thinks about the 25th anniversary of 9-11? He isn't letting the event go to waste.

33:49On Tuesday, he released some 170,000 pages of city documents that he claimed show that officials lied about the risk of tax exposure. This is revisionist history. These are documents that show what the city knew about the taxic air around ground zero when they knew it and how they acted to limit liability. Mr. Mandani told the press. People got sick because the leaders they trusted lied and told them they were safe to breathe in taxic air. Mr. Mandani, who was a child on 9-11, implies a grand cover-up because officials assured New Yorkers after the attacks that the outdoor air was safe, even those samples of indoor

34:51dust around ground zero turned up asbestos and other contaminants. But there's no contradiction. Measures of outdoor air quality at the time didn't exceed federal health standards. Social officials advised cleanup crews and people returning to their homes after the attacks to take precautions since the extent of the indoor contamination and potential long-term health effects was unknown. The full effects became clear with time as those exposed to ground zero dust developed chronic respiratory and other ailments. In 2010, Congress passed a law that provided medical treatment, health monitoring, and

35:51financial compensation to first responders and others exposed to taxing. The program resembles the no-fault National Vaccine Injury Compensation Program in that people can get government compensation for injuries if they agree not to sue. The program compensates individuals for economic harm caused by their injuries, including lost earnings and medical costs if they can show they were present within a specified exposure zone between September 11, 2001 and May 30, 2002. They can also receive pain and suffering payouts, kept at $250,000 per cancer and $90,000 for other conditions. Some 106,000 claims have been filed through 2025 with some 71,000 thus far paid out.

37:03Awards have totaled $16.8 billion since 2011. The program has succeeded in helping victims obtain compensation faster than if they went to court. It has also spared the city having to fight a swarm of plaintiff attorneys seeking to capitalize on the pain and suffering of victims. Mr. Mandani's team flagged a 2001 city memo that estimated the city could face 35,000 potential plaintiffs from toxic tort cases that might arise in the next few decades. The memo says a major concern is that if these cases make it to court, the judges and juries will be biased in favor of plaintiffs, even though the city seems to have a strong

38:03defense and therefore award substantial damages to compensate individuals for their loss. Such claims could have bankrupted the city. That's in part why Congress stepped in. The federal program has paid out twice as many claimants as the city's 2001 estimate, but plaintiff attorneys bristle that the program limits their fees at 10% of the award, much less than the 30% to 40% they obtain in contingency fees. The goal of the mayor's document dump seems to be to go to Congress to make it easier for trial lawyers to sue the city so his legal friends cash in. From the opinion pages, who will be the bigger midterm loser?

39:09Both parties are going all in on ill-advised bets in the final weeks before election day by Carol Rove. With less than eight weeks until election day, we're in the midterms final phase. Section T ballots are already being mailed, while four states begin early in-person voting in less than two weeks and nine more within the next month. It's time for each party to put down big bets on what in these last days could bring victory. But neither side seems to have much of an instinct for it this election season. Democrats appear to believe it's sufficient simply to blame President Trump for the economy and offer hazy promises to do something about housing, grocery, healthcare, and gasoline

40:15prices. No need to explain what Democrats would do, how it would work, or what it would cost. Just trash Mr. Trump and chant affordability. True voters don't trust the GOP on economics, but many don't trust the Democrats either. Reuters Ipsis poll released in August found 37% of Americans felt Democrats had a better plan, policy, or approach to the U.S. economy, while 36% said the Republicans did. Democrats feared better on inflation, at least compared with the GOP. Other recent Reuters Ipsis poll found 36% favored the Democratic approach, only 29% the

41:16Republican. Still that leaves big chunks of the electorate open to whichever party does a better job of selling its approach to the economy and rising prices. The word affordability alone isn't much of a pitch. Instead of trying to get hard left candidates in line, Democrats are also betting they can deflect criticism by saying they're the big tent party. This still leaves normal Democrats open to attack. They'll be asked if they share the stances of the Democratic Socialist of America candidates, especially where their names appear on the same ballot. No matter how normal candidates answer, drawing a hard line between themselves and radicals or dismissing concerns is overblown, it could add to the sense that the traditional Democratic

42:20party that voters were comfortable with is no more. Less normal Democrats have the difficult task of shaking off their own past fire left comments. They're trying to diminish those wacky statements by calling them cringey. Texas, Senate, candidate, James Talleriko. Or to excuse themselves by claiming it was not my intention to be hurtful. Michigan, Senate, candidate, Abdul, L. Syed. The big statements that don't draw a bright line between these candidates and their past only get them so far. See the mockery of Representative Alexandria Ocasio-Cortezza's dismissal that woke one was crazy.

43:23Republicans can still make Democrats eat their words, especially when there's video. All the Republican campaign strategy doesn't look much better. It's good news that Mr. Trump finally announced Friday that he'll open his record $1 billion campaign war chest. He says he'll spend up to $500 million from his political action committees now and keep the balance, perhaps for the 2028 election, but it's already late and could prove too little. This close to election day, advertising airtime cells at a premium while candidates and party committees by law can buy ads at the lowest unit rate. A TV station charges for any non-political client, a PAC has to buy what the market will

44:25bear. If Mr. Trump's mega-incorporated plans to spend $10 million on the Texas Senate race across the next two weeks, as its federal election commission filings indicate, Mr. Tolerico can probably match it by spending $4 million to $6 million. Realistically, Team Trump will need to spend $100 million or more in Texas alone in the remaining weeks to offset Mr. Tolerico's likely ad buy. With more than half a dozen key Senate races and nearly 40 important House races on the line, the cost adds up quickly. If instead the President insists on keeping $500 million for after the midterms and Republicans

45:27lose important races for lack of resources, donors will be irritated. So will GOP losers in close races. Mr. Trump apparently assumes making the election about him is the GOP's path for victory. He plans to campaign aggressively in October and is already in rally mode, speaking back to back nights at the Republicans' first ever mid-term convention in Dallas this week. The bigger his presence in the campaign, White House thinking goes, the more votes he will attract from the $77.3 million who supported him in 2024. It's audacious, the President is unpopular, and there's little he can do to juice his

46:28approval numbers before Election Day. But the White House is apparently determined to focus on puffing up Mr. Trump's accomplishments of the last one and a half years rather than on describing the GOP's goals for the next two years. Neither party's set of bets is particularly wise, but the Democrats have one thing going for them. The White House is eager to help them make this election all about Mr. Trump. You are listening to a reading of articles and features from the Wall Street Journal on the Niagara Frontier Radio Reading Service. I was across the street on 9-11, and I'm grateful I survived. I'm my way in to work. I found myself breathing, accurate smoke, and taking cover under a utility van.

47:35By Jason L. Riley. The first time I recall feeling old was on a commuter train headed home from the office a few years ago. It stopped near a prep school, where a group of noisy teenage boys in khakis and navy blazers boarded my car. They were lost in conversation and cussing up a storm until one of them noticed me sitting within earshot. Oh, sorry, sir. He said sheepishly before turning back to the others who immediately lowered their voices and cleaned up their language. When youngsters start apologizing for swearing in your presence, you've aged. Some more sober reminder of the March of Time is this week's 25th anniversary of 9-11.

48:38Around a third of the U.S. population is too young to remember the attacks. But like many of my colleagues at the journal, whose offices were catered corner from the World Trade Center in lower Manhattan. I recall them like they happened yesterday. I lived in Brooklyn and took the subway to work. As I was leaving my apartment that morning, my father phoned me. Son, are you watching television? No, I'm headed to the office. There's a fire at the World Trade Center. Okay, thanks. I'll call you back when I get to work. Gotta go. Be careful. If it was called or rainy, I could enter my subway station in Brooklyn and reach my desk without going back outside thanks to a network of tunnels and covered walkways

49:40that led through the World Trade Center to the journal's offices in the World Financial Center. That morning, however, the weather was sunny and pleasant and I wanted to see what dad was talking about. So I took the subway to a stop that put me a couple of blocks east of the towers. I had to walk past them to get to my office building. When I emerged from the subway, the police had already cordoned off the streets. I couldn't get to work. All I could do and all that thousands of other people nearby could do was stand there, at the cloudless sky and watch the towers burn. I pulled out my Verizon flip phone and tried to call my dad, but the cellular networks were overloaded and I couldn't get a signal.

50:44I tried again and again. Then the first tower fell. I watched it collapse into a gray cloud of debris that grew larger as it headed toward me. I dropped my phone, turned and sprinted. As I looked over my shoulder, it was clear there was no way I could outrun the cloud. So I began looking for cover. I saw a utility van and crawled underneath, but by then the cloud had engulfed everything. It was completely dark. My eyes burned. I could barely breathe. Lying there, I thought about dad. My mother was already deceased and we had lost my younger sister a few years earlier when I was still in college. I thought about how devastating it would be for him to outlive two of his children.

51:53Then I began to worry that the van would run me over, so I crawled out from underneath and banged on the window. Someone slid open the door and I climbed inside, but too much dust had seeped in and it was still difficult to breathe. I eventually left the van and police ushered me into a nearby building where I was told moments later that it wasn't safe in there either and that I had to evacuate. Back outside it was getting lighter. I saw a burger king up ahead. Employees were giving out cups of water. While inside I heard what sounded like thunder. The restaurant had huge floor-to-ceiling windows facing the sidewalk and suddenly they went completely black.

52:55The second tower had collapsed. I waited for the dust to settle and walked back home to Brooklyn. I looked as if I had been rolling around in a giant ash tray. The first thing I did was call my father. After that I sat down at my desktop computer and typed an email to my editors to let them know what happened to me and that I was okay. To my surprise the email was printed in the paper the next day. For months after the attacks the New York Times ran short by a graphical sketches of the victims. Firefighters, flight attendants, bankers, restaurant workers, Pentagon employees. Every day I would try to read them on the way to work but I could never get past the first

53:55three or four without becoming too emotional and wondering what my objiri would have said. 25 September after 9.11 I don't feel sad about getting older. I feel lucky. A poem in honor of 9.11. The morning broke with skies so clear that shadows fell and hearts knew fear. Two towers tall as cities pride became the place where thousands died. Through smoke and ash the heroes came. Their courage lit an endless flame with every tear and whispered prayer. We honor all who perished there. Those may pass yet we recall the day that changed and shook us all. In memories light they live they shine forever etched in heart and mind.

55:04Author unknown. Letter to the editor for victims families terrorism leave scars. After column 25 years of thinking about 9.11 Peggy Nounin will be right that 25 years after September 11th she will never get over it nor should she. Terrorism leave scars on its immediate victims as well as on witnesses cities and nations. For one group of people never getting over it has an even more palpable meaning. The families whose loved ones were murdered. My daughter Alisa was killed in a Palestinian Islamic jihad suicide bombing in 1995.

56:04More than 31 years later there is no anniversary at which the story becomes history. There is simply life before and life after. Miss Nounin describes 9.11 as a dark ring in the trunk of a tree. For those who have lost a child spouse parent or sibling to terrorism the damage isn't merely one ring. It runs through every ring that follows birthdays weddings the births of grandchildren holidays and ordinary family dinners where someone is forever missing. Perhaps those who can look back on terrorism principally as witnesses should be grateful for that distinction.

57:06They carry a terrible memory. Terror victims families carry an absence. From Stephen M. Fletaugh, chairman religious scientist of America Long Branch, New Jersey. The pepper and salt cartoon shows men and women seated around a business table. And one says our turnover is so high the personnel department has been named catch and release. Now for the money rates compared to last week and now. A money market annual yield remains point 44%. A five year CD remains 1.75%.

58:11A 30 year mortgage was 6.72% now 6.84. A 15 year mortgage was 6.16% now 6.30. Jumble mortgages were 6.75% now 6.77. Five year adjustable mortgage remains 6.10%. A new car loan 48 months remains 6.98%. You've been listening to a reading of articles and features from the September 10th issue of the Wall Street Journal read by Corine. Thank you for listening.