Zamanat Targets GCC’s $250 Billion SME Financing Gap With Up to $100 Million Tokenized Credit

0:00This audio is presented by Hacker Nune, where anyone can learn anything about any technology. Zamanid targets GCC's $250 billion SME financing gap with up to $100 million tokenized credit by Chainwire. Dubai, UAE, September 10, 2026, Chainwire, Zamanid today announced ITS sponsorship of Zamanid Fund CEC Limited. The Fund, a DIFC domiciled tokenized private credit fund with a target size of up to $100 million United States dollars. The Fund targets the GCC's estimated $250 billion SME financing gap with only 11% of SMEs across the region having access to credit. Closing a $250 billion structural gap in GCC SME credit across the GCC, SMEs are central to economic growth yet remain significantly underserved by traditional financing. In the UAE, SMEs generate more than half of GDP and employ the majority of the private sector workforce, yet receive less than 10% of total

1:02bank lending. The Fund will invest in private credit across the region, directing capital towards strong homegrown companies whose financing needs are not fully met through traditional lending channels. The strategy supports national ambitions to expand SME participation, private sector growth and access to alternative financing, including priorities set out under Saudi Arabia's vision 2030 and the UAE Centennial 2071. Greater than, strong businesses across the GCC still struggle to access growth capital greater than despite sound fundamentals. Zamanid sponsored the fund to create a credible greater than root between those businesses and institutional capital. With a target size greater than of up to $100 million United States dollars and interests issued as investment tokens, it is our greater than first-live proof point for bringing GCC private credit into a regulated greater than digital structure for professional clients, said Umeer Tarek, founder and CEO greater than of Zamanid. Bringing GCC private credit into digital markets tokenization expands

2:02the infrastructure around traditionally hard to access private market assets without changing the underlying investment or credit profile. The Fund combines a regional private credit strategy, a DIFC Fund structure, institutional administration and digital issuance on ZIG chain. It provides a first-live demonstration of how regional private credit can be brought into ADFSA-regulated tokenized structure for professional clients. The Fund is a DFSA-regulated closed-ended fund registered as an exempt fund and classified as a credit fund. It is managed by truly MV partners Ltd. administered by APEX Group. Fund interests will be issued as ZM1 investment tokens on ZIG chain within a regulated, whitelisted environment. As sponsor, Zamanid brings its regional private credit, investment structuring and institutional partnership expertise to the Fund's development. Trulium retains responsibility for all regulated fund management activities. The ZM1 investment token structure provides a blockchain native ownership and settlement layer

3:04within the Fund's regulated framework. It also allows qualifying investors who meet the DFSA professional client criteria top-art dissipate alongside institutional investors. Zamanid is backed by disrupt, comm, amena-based, operator-led AI-native venture builder and led investor in the business. Building the global market for digital Sharia assets global Islamic finance assets are projected to reach $9.7 trillion by 2029, yet demand for digital and Sharia-aligned assets is growing faster than the institutional infrastructure connecting them with global capital. Zamanid continues to build the global market for digital Sharia assets. Its switer operating model combines investment structuring, Sharia expertise, regulated partner routes and digital distribution to bring real-world assets to market through traditional and digital channels. The DIFC domiciled fund evidences the regulated fund tokenization, digital ownership and partner orchestration capability within that wider build. Zamanid is progressing a separate pipeline of digital Sharia assets across

4:07private credit, receivables, real estate and other asset classes. Institutional partner ships APEX Group acts as fund administrator, providing institutional fund administration and controls from the outset. Greater than, Zamanid is supporting the creation of a new category in digital assets. Greater than bringing institutional structure and digital distribution together within a greater than DFSA regulated framework sets the standard for how this market should be greater than built, and this fund shows the model working at institutional scale. We are greater than proud to support the infrastructure behind it, and we look forward to greater than partnering further on the project's Zamanid already has in motion, said Peter, Hughes, Founder and CEO, APEX Group. The global market for digital Sharia assets does not yet exist as an institutional category. Zamanid is building it, notes TO editor sources LSEG and ICD, 2025 Islamic Finance Development Indicator Report, 14 October 2025. Global Islamic Finance assets projected to reach $9.7 trillion

5:11by 2029, World Bank, competition in the GCCSME lending markets, and initial assessment, estimated $250 billion GCCSME credit gap. 11% of SMEs with access to credit, Karni, GCC retail banking radar 2024. Investor notice this communication as related to Zamanid fund CEC limited is approved by Trulium Venture Partners Limited in the DIFC, DFSA license number F08013. This release is for information only. It is not an offer, invitation a recommendation to subscribe for interests in Zamanid fund CEC limited or acquire ZM1 investment tokens. Any participation will be made only through the fund manager, final offering documents and applicable professional client eligibility requirements. For avoidance of doubt, this communication is intended for undirected only to investors who meet the requirements to be considered professional clients as specified under the Dubai Financial Services Authority Conduct of Business Rulebook Rule 2. 3. 3. The fund is an exempt fund.

6:17Accordingly, the ZM1 investment tokens are available only to professional clients. This release and the information contained herein does not constitute and is not intended to constitute, a public offer of securities in any other jurisdiction and accordingly should not be construed as such. The ZM1 investment tokens are only available to a limited number of investors from the DIFC. The ZM1 investment tokens have not been approved by or licensed or registered within the other relevant licensing authority or governmental agency. No transaction will be concluded in onshore UAE outside the DIFC. The fund is not an Islamic fund and is not marketed as Sharia compliant. References to Sharia in this release relate to Zamanid's broader platform and market ambition and not to the fund. About Zamanid's Ammanid is building the global market for digital Sharia assets. The company connects asset originators with global capital through investment structuring, Sharia expertise, regulated partner routes, tokenization and distribution across traditional and digital channels. Zamanid also sponsors and develops institutional

7:22investment products through appropriately licensed partners. Each product follows its own legal and regulatory framework and, where presented as Sharia aligned, its own product-specific Sharia review and governance process. Website www.ZamanidQ, Com Contact Global Head of PR and Communications Katarjina Kossir disrupt. Com info at ZamanidQ. Com this story was published as a press release by Chainwire Under Hackernoon Business Blogging Program. Thank you for listening to this Hackernoon story, read by artificial intelligence. Visit Hackernoon.com to read, write, learn and publish.