Ernie J. Garcia

Ernie J. Garcia is the founder of YNAB (You Need a Budget), a popular personal finance app. He is a well-known expert in the field of personal finance and has written extensively on topics such as budgeting, saving, and investing. Ernie is also a popular speaker and has given talks at various conferences and events. He is known for his passion for helping people take control of their finances. Ernie is married to his wife, Jessica, and they have two children together. In his free time, Ernie enjoys playing guitar and hiking.