#37 — Investing Mistakes Most People Make | Sameer Deshpande: “I Used To Convert My Short-Term Trades Into Long-Term Investments.”

Many investors say they want to “make a lot of money.” But that’s not a strategy. Sameer Deshpande, Head of Wealth Management for Asia Pacific at Emirates NBD, reveals the investing mistakes that most people don’t realise they’re making.

From turning short-term trades into long-term investments, to chasing yield over total return, to holding on to losing positions out of hope — we unpack the psychology that quietly erodes performance.

We also explore investor behaviour in Asia, the evolution of digital wealth platforms and offshore wealth management, and why adaptability — and going beyond your specialization — will define long-term success in modern finance.

If you care about thinking more clearly about money, risk, and long-term financial decisions, this conversation will change the way you invest.

Chapters:

00:00 Introduction

02:09 How to Anchor Investments to Clear Goals

04:16 Review Your Portfolio — But Not Every Day

05:48 Investing Mistake: Turning Trades into Investments

08:37 Investor Psychology in Asia: Yield, Loss Aversion & Concentration Risk

11:34 Yield vs Total Return: What Most Investors Get Wrong

13:44 The Truth About Digital Wealth Platforms

16:55 Will Human Advisors Become Obsolete?

18:04 What Is Offshore Wealth Management?

23:38 How to Choose the Right Financial Centre for Your Wealth

25:25 The Capability Wealth Managers Will Struggle to Build

27:11 Why Going Outside Your Comfort Zone Is Now a Necessity

29:52 What the Next Generation of Leaders Underestimate

32:09 The Most Underrated Leadership Skill: Adaptability

33:52 Why Skill Sets Matter More Than Titles

35:58 What “You Never Know” Means to Sameer

💌 If you’re new to this channel, I’m Nicole Lee. I spent 13 years in private banking, took a leap of faith into fintech, walked away without a job — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live.

Today, through You Never Know Studios, I partner with leaders and organizations to shape strategic, credible narratives and video content that authentically resonate.

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🔗 Connect with Sameer Deshpande

👤 LinkedIn: linkedin.com/in/sameersdesh

🔗 Connect with Nicole Lee

🌐 Website: www.youneverknow.co

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