Financial Advice: Dr. Fraser's discussion focuses on cryptocurrency closing the wealth gap and creating generational wealth.

0:00This is an I Heart podcast. Guaranteed Human. 30 years ago, an island off Manhattan almost brought down New York City. Who will you trust? Your friends and neighbors? Who will you trust the people five miles overseas? This is a story about neighbors turning on each other. And what happens when a forgotten place decides it's had enough. But we're not stopping, are we? Listen to revisionist history, the Staten Island problem on the I Heart Radio app, Apple podcasts, or wherever you get your podcasts. It's the US Open, which means the tennis world is about to lose its mind. And I'm here for every second of it. Join me, Renee Stubbs on the Renee Stubbs tennis podcast as I break it all down. The matches that matter, the drama that doesn't, and the stories everyone's talking about. No cliches, no sugarcoding, just host analysts, from someone who's actually been there. Coco, looking real good, her serve looks so much smoother than it has in the past. I was really happy to see eager back to what she looked like a couple years ago

1:03and she was winning dominantly. Listen to the Renee Stubbs tennis podcast on the I Heart Radio app, Apple podcasts, or wherever you get your podcasts. I had just seen iced tea guest at the Apollo at the Snoop Dog concert, and I told him that, and he sort of looked me up and down and went, huh? Hi, I'm Lisa Trigger, and I'm Cara Kling. And together, we host That's Messed Up, a podcast where we recap, law-norder SVU, dig into the actual crimes and interview actors from the episode, like former SVU guest star Bradley Whitford. Often I would meet people who would assume that there was something sort of Ted Bundy about me because of these sort of sort of characters that I play. And we're celebrating our 300th episode in style with the one, the only John Stamos. There's nobody better to play this character. I'm like, what is it? He's a reproductive abuser, and he tries to be pregnant as many women as he goes, like, really? I'm the guy like that. OK, fine. Get the story behind the rip from the headline story on That's Messed Up,

2:03new episodes drop every Tuesday. Listen to That's Messed Up on the I Heart Radio app, Apple podcasts, or wherever you get your podcasts. Dun-dun! Welcome aboard season six of The Girlfriends, Flight or Fight, which takes place 30,000 feet in the sky. A beautiful woman smiles and hands you a scotch. But you have no idea just how messed up her job actually is. It was the most sexist job I think you could have. Until one day, a group of stewardesses spark a revolution that reshapes America. Listen to The Girlfriends, Flight or Fight, on the I Heart Radio app, Apple podcasts, or wherever you get your podcasts. On Big Lives, we take a single cultural icon, People like Jane Fonda, George Michael, Little Richard, and we pull apart the story behind the image, discovering forgotten interviews that change exactly how we see these giants of our culture.

3:04We're here for the messy, the brilliant, the human version of our heroes. I'm your mental joe-chi, I'm Kai Wright, and this is Big Lives. Listen to Big Lives on the I Heart Radio app, Apple podcasts, or wherever you get your podcasts. I want to keep you on alert, because my guests provide tips on how you can uplift your community, improve your financial planning, motivation, or advice on how to be successful entrepreneur. Now let's get this podcast started. My next guest is truly an industry decision maker. He's Dr. George C. Frazier.

4:05He's the chairman and CEO of Frazier Net, a company he founded over 30 years ago. Dr. George C. Frazier is a renowned networking guru, business leader, author, and entrepreneur, whose regardless one of the foremost respected authorities on entrepreneurship and building generational wealth, a key generational wealth, and economic empowerment for the black community. Frazier Net vision is to lead a global networking movement that brings together diverse human resources to increase opportunities for people of African descent. Please welcome again, one of my great friends. I'm one of my mentors. Please welcome the money making conversation. Dr. George Frazier. How you doing, Richon? Good to hear your voice. Good to be back with you. Well, you know, whenever I bring you all, I kind of like bring my pencil, because I learn when I get Dr. George Frazier on my show. Hey, man. Well, I learn when I listen to you, you learn when you listen as well. Well, you know, the beauty of it, I know your conference was a lead last month. But we always talk about generational wealth.

5:06We always talk about black people always getting second hand information, black people, minorities in period, especially people of African descent, not understanding the pathway to success. And there are a lot of pathways. Talk about the importance of building a solid foundation and financial legacy. And that's your legacy. Oh, yeah. And that's one of my favorite subjects and I love you for covering it. And I love being on your show, because you're an expert, and you reach so many people, and you're so knowledgeable about a lot of things, and you have a tremendous amount of energy and passion. So let me just say it, as I said it to you once before, and to your audience, to be black and beautiful in this world means nothing, unless you're black and powerful. White folks are planning the three generations, and we're planning the Saturday night. So the goal is to win, not to look like we're winning, right? I would rather carry a plastic bag with $5,000 in it than to carry a $5,000 Louis Vuitton bag,

6:07with $100 in it. It is interesting to me, Rishan, to rich day rich by pretending to be poor, and the poor stay poor by pretending to be rich. And if we do not change our activities, if we do not change our understanding of capitalism and investment in the 21st century, we are headed into a second slavery. Right. And we have to fix this. It was the great Dr. Amos Wilson, you can see his videos on YouTube, who said our refusal as black people to confront the issue of money and wealth is going to end up without very lives being threatened as people on this earth. So we have to get our act together, and we have to become financially educated. When you say financial education, what do you mean? Well, I say financial education. I mean learning the rules and the game of capitalism. It is educating ourselves around all of the elements

7:13that drive capitalism, and how we can leverage those opportunities and build assets beyond the very conservative ways that we have built assets over the last two generations. And what I'm suggesting is that we really need to look in the latest opportunity of cryptocurrency. Because cryptocurrency is something that I hear a lot. I know nothing about from a standpoint of how I can participate because it feels very foreign to me. And it feels like it's not a valid currency because I'm so used to putting my money in my bank. I'm so used to going to the stock market. I'm so busy buying a home or buying a car. When I hear word cryptocurrency, what is blocking me? What information am I missing that I'm not participating in, Dr. Frasier? Well, I think the first question that we have to ask ourselves so that we will be motivated to take an interest

8:15and to take a deep dive into study what this whole cryptocurrency movement is about is we got to ask why crypto? Why crypto? And not savings accounts, five USDs, mutual funds, 401k, case, and stock market, the S&P 500 market, real estate and gold. Those are the things that we understand. Those are the things are hard and paper assets. And those are the things that we're comfortable with. But they're not going to allow us to get economic equity. And what I mean by economic equity, the rates in which those assets pay us are not allowed us to close the income and wealth gap between black folk and white folk. White folk have 10 times the household median wealth as black people. So we've got to do some things that will help us close this gap. Please don't go anywhere. We'll be right back with more money making conversations, masterclass.

9:15Now I need for you to do me a favor. Right now, to follow or subscribe to money making conversation, it's free. And you can find it on the iHeartRadio app, Spotify, Apple Podcast, or wherever you get your podcasts. Please do me that favor. Follow or subscribe, money making conversations. Well, it's that time again. Backpacks, first day of school outfits, and the low key anxiety of, it might have been doing this right. Good mom's bad choices is diving into the back to school season. The way only we know how. Unfiltered, funny, and full of the moments, other shows won't touch from surviving morning drop-offs to the guild of missing the first bake sale. I already told me the next season she wants to join a club team that's by your house. So I was like, so you want me to pick you up from school. I'll take you by my house, but then I have to take you there and then I have to drive back. And then some days I'm here and I have to go pick you up at school and then bring you back. I was just like hell no.

10:15This is the space where moms trade their highlight reel for the real reel, whether you're new mom, a veteran mom, or just trying to make it to pick up on time. This season of Good Mom's bad choices is for you. Listen to Good Mom's bad choices from the Black Effect podcast network on the iHeartRadio app, Apple Podcast, or wherever you get your podcasts. Welcome back to Money Making Conversation Masterclass, hosted by me, Rishan McDonald. Let's get back into it. And we've got to think outside of the box. Yes, we're going to have to take some risks. There's no question about that, but no risk, no reward. We have got to find ways, Rishan, to leverage and compound the stacked in assets that we have. These assets are stagnant. They're the small percentage of interest that we're making on. Let's look at some interest rates on some of the traditional investments that Black folks have made historically, including myself, savings accounts.

11:16They're very, very safe. But the annual interest rate on a savings account is a half a percent. That's not even keeping up with inflation. So a half a percent annually on your money, I just got a document from a good friend who had $89,000 in Wells Fargo in his savings account. And he wanted me to see it because I was talking about it. And he showed me his statement of this interest he earned on $89,000. I'm looking at it. He earned $76.00 on $89,000 in a year from Wells Fargo. Do you know how much Wells Fargo made on his $89,000? And he only made $76.00. Now, it's safe. There's no question about that. The FDIC protects you in case the bank goes down. But it's going to take you 30 years to get your money back. That's what on average what it takes if a bank fails.

12:16And you'll protect it by FDIC. But most importantly, you're only earning less than a half a percent a year on your heart or in money. The principle is to put your money to work harder for you than you did for it. Take a five-year CD. A five-year CD certificate of deposit only pays one third of a penny. Right? One third 0.31 percent annually. Right? That's less than a savings account. A mutual fund pays you about 10 to 14 percent annually on average. A 401k, about 10 to 11 percent annually. The stock market, about 9.2 percent annually. The S&P 500 market, if you're investing in the best stocks, is about 13.6 percent annually. Real estate pays 10 to 11 percent annually. And gold, if you invest in gold, is about 10.6 percent annually.

13:20So let me tell you what I've done with crypto in just nine months. I started in the crypto space after studying it for a year. Right. And I started by entering one opportunity, one platform after studying that platform. Right. So I started my crypto journey nine months ago. This is the truth. I could show it to you. I could verify it. I started with about $10,000 in cash. Where did I take it? I took it from my savings account, which was paying me a little or nothing. Yeah, five percent. Less than five percent. Yeah, yeah, absolutely. No, not less than five percent, less than a half a percent. I apologize. I'm giving you too much credit. Less than a half a percent. Right. So I started with $10,000 cash, which I took from my savings account, which was paying me less than a half a percent, which I had $60,000 in because we were always taught to say for a rainy day.

14:20Right. That was my rainy day money. I took $10,000 cash out of that in January of this year. I invested in a crypto platform called Forsage, which was really an Ethereum, you know, there's Ethereum, there's Bitcoin, Bitcoin is the, is, is the number one cryptocurrency. And Ethereum is the number two cryptocurrency. Bitcoin is at about $46,000 of coin. And Ethereum today is about $34,000 of coin. But when I invested in it, let's see, nine months ago, no, it's actually a little bit more than that, about 12 months ago, about a year ago. Ethereum was $197 of coin. Today, okay, okay, okay, Dr. Fray, Dr. Fray, you're about to get me mad now. Now you just said it is $34,000 of coin.

15:20And you invested when it was $100 of coin, right? That's what you just said. No, no, no, no, on Ethereum, Ethereum is $3400 of coin. I invested in it about a year ago when it was $197 of coin. And my investment today is worth $87,000 cash money. Then I invested in my second platform, this is no BS, for sure. And it was called cash, it was called CFX, so I'll cash FX. That was an investment in the foreign exchange market. You get inward Bitcoin, you get, and you get paid in Bitcoin. I invested $7,000 in CFX. Today, my $7,000 is worth $96,000. My third investment was in HyperFund, which is investment in the crypto ecosystem. And that investment, I invested about $5,000.

16:21That investment is worth $50,000. So when you look at the money that I invested, about $10,000. I have earned $236,000 or a 24-hundred percent return on my investment in less than a year. That's on the market that I said earlier that I have refused to sit down, to learn about. And that's what so many African-Americans are people of color, or minorities are refusing to educate themselves. And that's why I really started this show. Stay with us, more money-making conversations, and masterclass, comment up next. Well, it's that time again. Backpacks, first day at school outfits, and the low-key anxiety of, it might be doing this right. Good mom's bad choices is diving into the back to school season. The way only we know how unfiltered, funny, and full of the moments other shows won't touch from surviving morning drop-offs to the guilt of missing the first bake sale.

17:23I already told me the next season she wants to join a club team that's by your house. So I was like, so you want me to pick you up from school. I'll take you by my house, but then I have to take you there, and then I have to drive back. And then some days I'm here, and I have to go pick you up at school, and then bring you back. I was just like, hell no. This is a space where moms trade their highlight reel for the real reel. Whether you're new mom, a veteran mom, or just trying to make it to pick up on time. This season of Good Mom's bad choices is for you. Listen to Good Mom's bad choices from the Black Effect podcast network on the iHeartRadio app, Apple Podcast, or wherever you get your podcast. That call was really pivotal for me. Hey, it's Emily Tish Sussman, and this season on She Pivots, the podcast where women share bold career moves and personal turning points that changed everything. I sit down with culture shifting women who share their pivots like Para Olympian Alley Truett. I was like, I'm on out from a shark attack. There's no way in 11 months I'm making the very long text advocate Elizabeth Smart.

18:24I still feel that drive that I can still make a difference, so I'm gonna keep going. Celebrity chef Carla Hall was that scary to walk away from such a stable career after just two years? No, I was more afraid of being unhappy than I was broke and in a dead and job that I didn't enjoy. And feminist legend, Gloria Steinem. All of us were trying to express women's real lives. We need a meeting place of our own. And if I can contribute to that, I'd like to maintain that and leave this house for that purpose. Listen to She Pivots on the iHeartRadio app, Apple Podcast, or wherever you get your podcasts. On big lives, we take a single cultural icon. People like Jane Fonda, George Michael, Richard Pryor. And we pull apart the story behind the image. And we do this by digging through the BBC's vast archive. We're talking iconic moments in broadcast history. I'm not just a boxer, I'm educating, I can talk all week on millions of subjects.

19:24And forgotten interviews that change how we see these giants of our culture. Well, if changing the system from the ground up is revolutionary, then I'm revolutionary. We're here for the messy, the brilliant, the human version of our heroes. And when I go on stage, I like to dress as sluts as possible, because it makes me dance better for some reason. I'm Immanuel Jochi. I'm Kai Rape, and this is Big Lives. Listen to Big Lives on the iHeartRadio app, Apple Podcast, or wherever you get podcasts. Dear Hunnies, this is Goodbye. In February of 2024, celebrated illustrator and children's book author, Patreon Authors, and her husband Michael, mailed letters to dozens of friends and family members to let them know that they had died by suicide. By the time you get the shalliter book, Petra and I will be dead. Next stop, Wonderland. Patreon and Michael were by all accounts healthy, happy, and in love. Why did they do it? And what did it do to the people they left behind?

20:24I would have given a million reasons to not leave this world had I known. I keep coming back to a truly hope that Patreon was a thousand percent on board with the plan. Do you think of him as having killed her? Yes, I do. I hold Michael responsible for my mother's death. I'm Leon Nefak. And I'm Alice Gregory. Together we set out to interview everyone who got one of Patreon Michael's letters, as one married couple trying to understand another. Listen to Death of an Artist on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. 30 years ago, an island off Manhattan almost brought down New York City. Who will you trust? Your friends and neighbors? Who will you trust the people five miles overseas? This is a story about neighbors turning on each other. And what happens when a forgotten place decides it's had enough. We reached for a feeling that exists in this city.

21:27But we're not stopping, are we? No! I'm Ben, that of Half-Rate. And for my new series on revisionist history, I took a deep dive in the Staten Island's attempt to secede from New York City in the 1990s. And what it all has to do with the politics of resentment that dominate America today. Listen to revisionist history, the Staten Island problem, on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Welcome back to Money Making Conversations Masterclass hosted by me, Rishan McDonnell. Money Making Conversations Masterclass continues online at moneymakingconversations.com And follow Money Making Conversations Masterclass on Facebook, X, and Instagram. The problem with this world, especially in the minority community, is that information is kind of like precious. You know, we, a few people get it and don't want to share. And what I've been doing for the longest since I started Money Making Conversations in 2017 is to bring individuals on talking about motivating people to success.

22:34But I felt there was no one that could do it better than started today with Dr. George C. Frazier, because there's a certain honesty about him. Plus, you know, he's been through decades, you know. You want somebody to been through a lot of decades. He's been through the civil rights decade. He's been through the big Alfred decades. He didn't been through, you know. He didn't get any of those decades. I'm 77. Absolutely. He didn't get any of those decades. Absolutely. I've made a lot of mistakes. I failed my way of success. But I was curious. Right. I was, and that's the key. And you've got to be intellectually curious. You've got to do the study. Take the deep dive so that you could do some critical thinking. And then his Bernie Mack was say, bust the damn move. Do something different. You know, I'm doing interesting thing about that Dr. George C. Frazier is that we know when I listen to you. First of all, people are always worried about their age. And I always say to the top of my show because I really didn't find who I was until I was in my 40s. Except the responsibility of what I could accomplish, you know, because a lot of people waiting for this magic. They hit 50. They just stop.

23:34And then he hit 60. And they think the government is going to take care of them with something in retirement. And we all know that's a lie. That's worse than the interest rate you get to save as well. Right. And so the reason I've always looked at you because you remain topical. And it's not like you're trying to be young. Just like I'm not trying to be young. But the information you always gave my audience and me was so relevant. What would guide you down that line of being saying, you know, some, I'm just a sponge. But I'm not going to act like I know more, but I want to share more. Talk about you for a little bit. That's right. Yeah. You know, my goal is to give back the knowledge that the creator has allowed me to learn that he has poured into me. That I have learned and my moral responsibility and spiritual responsibility is to give it back. Because that is the purpose of life, Roshan. The purpose of life is very simple. God doesn't make anything complicated.

24:34We make things complicated. So we don't have to do it. The more complicated we make it, the more reasons we have for not doing it. And we make things complicated to control power. If I only one that knows a certain thing and I have power over you. So my job is to keep it simple and to share it. That is the reason God has given me more and more and information because the more he gives me the more I share. And that is congruent with the purpose of life. The purpose of life is very simple. It is to love, to give, to serve, and to add the highest value to somebody or something every single minute of every single day. That is why we are living. There is no other reason for you to be sucking up this good ass. Loving, giving, serving, and adding value. So I want to add value. I want to get to heaven. Right? And I'm going to get to heaven by giving away, and I see this metaphorically, giving away that which I have been giving so that it can be leveraged. Right? And more about people can benefit from the assets and the knowledge and the successes that I have achieved.

25:40Wow. That is really what it is all about. That is really, let me give you a metaphor. Yes sir. It is called teamwork. Let me give you a metaphor. This is a true story. I'm going to ask you a question, simple question. Who holds the world record for 100 meters? Who holds the world record for 100 meters? The answer to that is Usain Bolt from Jamaica. Absolutely. Who is saying? Right? He did it at 9.58 seconds. He holds the world record for 100 meters at 9.58 seconds. And the next question is who owns the 4x100 relay world record? Who holds that? It is Jamaican track team, the men's Jamaican track team of which Usain Bolt runs on. Right. They finish the 4x100 in 36.84 seconds.

26:44Now, if you do your math, that's 9.21 seconds or 31 seconds faster than the world record. And Usain Bolt was on that relay team. And they ran 4x100 meters faster than he ran a single 100 meters. So what does that mean? That means when we work together, when we collaborate, when we share, when we run together, none of us is as good as all of us put together. So we've got to run together, we've got to run as one. That means we have to share. If I have good knowledge and good information, I will share it with you. If you want to do something I'm doing, I make it easy for you to do that. Dr. Frazier, we have a call here. Like I said, Warren from Atlanta. He has he called in to ask the question, or might have made a conversation. Warren, how are you doing that? I'm good, how are you? I'll have Dr. George Frazier on the call here. What was your question, my friend? Thank you for calling in on Monday, Monday, and conversation on WC okay?

27:47Sure, Dr. Frazier, how are you this evening? I'm doing a wonderful thank you. Good. With 30 years of experience with entrepreneurship among the black community, how would you prioritize the cryptocurrency you mentioned among the other opportunities that exist for entrepreneurs to do well in the community? We have a absence of media, we have food deserts, and the like. How would you rank cryptocurrency? Well, I think the number one thing the black folks have to focus on in the 21st century is building wealth. That will come through financial literacy and financial education. What's the first thing slaves do when they became free? They start building small schools or classrooms in small schools, then larger schools, and within 100 years we had an entire system of historically black colleges and universities. So education, education, that's the number one priority is financial education

28:51that will lead to building wealth and closing the income in wealth gap. And then ultimately creating work and jobs for our people. As hopefully we will become the number one employer of our own people by the end of the 21st century, which means that we also have to engage in business building. So if I was to categorize under the headline of financial education and economic development under the headline, which is number one, that's a number one thing. Under that headline would be business building, business building, and then number two would be taking advantage of the newest economic opportunity for closing the income in wealth gap and that is cryptocurrency. That's the number one of area of interest that we need to be focused

29:58if we really really want to close this gap, crypto currency. When you say that Dr. Frazier, that also means you have to lend yourself to education. That's right. And also, and not and walk into the valley of the unknown. Because like you said earlier, my whole thing about the show, and I'm glad people are calling in, we got a number of calls I want to talk to you today, on the show, and thank you for calling on the get on coming in on my show today to discuss this Dr. George C. Frazier. It's that. All right. Thank you. Thank you, my friend. Thank you, Warren, for calling in. And call back next week. We have more important people on the show that's going to lead you to areas that are going to give you information to win with. It's about money making conversation. But what I want to say about cryptocurrency, what I like to always tell people about, I have flaws. And what I won't do, no matter what house you see I live in, or what you see me post on social media, what call you see me drive, that doesn't mean a perfect person is driving at vehicle. It's a person who is fear, as a person who has doubts about himself. But I overcome that because of the fact I have relationship and mentors

30:58and people are concerned too for advice. This show is like your advice show. You call in, we give you advice, you go do your research. Please do not hold us accountable if you don't do your research. And even if you do your research, the whole is accountable. Because you have to, in other words, could be a lady or a man listening to me, man up. I'm just using a general statement about your life. If you want to stay play safe and keep your money and saving, keep it there. Keep it there. But don't be mad if your friend does not play a safe and they invest a little bit of money. Like he said $100,000. He didn't say a million dollars. He said he broke it up $10,000 in three different ways. And he came back a happy man. Now I'm mad at him because he didn't tell me. See, that's all I got to say. That's all I got to say about the joke. He didn't tell me. Because he got my number. He got my number everybody. But he didn't tell me though. All right. So I'm going to put this out. I love what you, I love you for saying that. I love you for saying that because it makes a very, very, very important point. We cannot not do something because either we fear it or we're operating

32:06out of a scarcity mentality or a fear mentality or we don't know. There are brothers and sisters that do know. So I have 500 people in my network who are interested in crypto. And we bring in the experts we try to understand what are the best best platforms to invest in. So because you don't know or the people in your audience may not know. If they got in touch with me, I do know. And I can prove that I know and then I could help. And along with my team, what experts in this space help you make the right and the safest investment. Doesn't mean that it is still isn't the risk. Of course, it's all risk. Everything is risk. You invest in the stock market. It's all risk. Absolutely. There's a question about it. Hey, Dr. Joe, I want to get in one more call before we go to break Rodriguez and Atlanta has another cryptocurrency. Like so you don't fire today. You don't fire today.

33:06Not love it. I love it. Rodriguez, this is Rishamak Don speaking to you and on the call is also Dr. George E. Frazier. What's your question? Hello, are you still there? What's the next person? Yeah. Okay, Turnbow, Indicator. You had a question about investment. Turnbow. Turnbow. Yes. Is it Turnbow or Turnbow? Turnbow. Turnbow. Turnbow. Okay. Thank you for calling, Money Making Conversation. What is your question that you want to ask on Money Making Conversation today? Okay. My question is, what about, we're talking about cryptocurrency. And it sounds really good, but what about for those folks who don't have the large amount of money to invest in cryptocurrencies or something like that? Is there another level below that where we can start to get in and see some pieces of good returns on the one hand?

34:07Yes. Of course, there is. You can start with as little as $300. I started with $10,000 because $10,000 is like $300 to me. So if I lost it tomorrow, it wouldn't make one damn bit of difference in my life. You can start with $300. Absolutely. The beauty of what I would, what you just said is people tend to put value on what I can start. Don't look at the mansion if you need to be starting an apartment. Now, what's your people? You know, if you make $100,000, you're not going to live a lifestyle of a $10,000 person. Because I wish I could still keep buying the same two pays, keep buying the same, because you will elevate your game. That's all he said. If he had $300, he would invest it, but he got $10,000. So you took it the wrong way. You took it like he had a lot of money and you had a lot of money to participate. This is money making conversation. We're just breaking it down to everybody who's listening. Listen to me right now. You can be part of the big dream, but you have to stop shutting yourself down and hearing what you want to hear.

35:10And that's when I go back to the point, education. And what stops people from investing in themselves or in the stock, they are fearful. You can buy a $5 stock. You can buy a penny stock. You can buy anything you want. But what you do is you look on TV and you see the Amazon CEO billion dollar man. You see the guy going to space. You know what I'm saying? You say I could never go to space, because I can't afford a $125,000 space seat. Well, you weren't supposed to be trying to get that seat. What you was supposed to be doing is looking at how he got there, do your research so you can get there. And that's what this show is about. Getting you there. And that's why I brought Dr. George E. Frazier. I got my man Ash Cash. He's in banking. So understand this conversation about money making conversations. Thank you for listening to this episode. Now I need for you to do me a favor. Right now, you'll follow or subscribe to money making conversation. It's free. And you can find it on the iHeartRadio app. Spotify, Apple Podcasts, or wherever you get your podcast.

36:12Please do me that favor. Follow or subscribe. Money making conversations. Keep winning. 30 years ago, an island off Manhattan almost brought down New York City. Who will you trust? Your friends and neighbors? Who will you trust the people five miles overseas? This is a story about neighbors turning on each other. And what happens when a forgotten place decides it's had enough. But we're not stopping, Harley! Listen to revisionist history, the Staten Island problem, on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. It's the US Open, which means the tennis world is about to lose its mind. And I'm here for every second of it. Join me, Renee Stubbs, on the Renee Stubbs tennis podcast, as I break it all down. The matches that matter, the drama that doesn't, and the stories everyone's talking about. No cliches, no sugarcoding, just host analysts, from someone who's actually been there. Coco, looking real good, her surf looks so much smoother than it has in the past.

37:13I was really happy to see you go back to what she looked like a couple years ago, and she was winning dominantly. Listen to the Renee Stubbs tennis podcast on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I had just seen iced tea, guest at the Apollo at the Snoop Dogg concert, and I told him that, and he sort of looked me up and down and went, huh. Hi, I'm Lisa Trigger, and I'm Cara Kling. And together, we host That's Messed Up, a podcast where we recap, Law and Order SVU, dig into the actual crimes and interview actors from the episode. Like former SVU guest star, Bradley Whitford. Often I would meet people who would assume that there was something sort of Ted Bundy about me, because of these sort of characters that I play. And we're celebrating our 300th episode in style with the one, the only John Stamos. There's nobody better to play this character. Like, what is it? He's a reproductive abuser, and he tries to be pregnant as many women as he's got him like, really? I'm the guy like that.

38:13Okay, fine. Get the story behind the rip from the headline story on That's Messed Up. New episodes drop every Tuesday. Listen to That's Messed Up on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Dun dun! Welcome aboard season six of The Girlfriends, Flight or Fight, which takes place 30,000 feet in the sky. A beautiful woman smiles and hands you a scotch. But you have no idea just how messed up her job actually is. It was the most sexist job I think you could have. Until one day, a group of stewardesses spark a revolution that reshapes America. Listen to The Girlfriends, Flight or Fight, on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. In February of 2024, celebrated illustrator and children's book author, Patreonathers, and her husband Michael, mailed letters to dozens of friends and family members to let them know they had died by suicide.

39:17Dear Hunnies, this is goodbye. By the time you get to shalliter both Petra and I will be dead. Next stop, Wonderland. Why did they do it? And what did it do to the people they left behind? Listen to Death of an Artist on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.