From interviewing coconut sellers making 300 to 500 cedis profit daily to teaching young people the brutal truth that if you do not want to be poor you have to understand that most of us are stuck on physiological needs of food shelter and clothing thinking that once we have money for these basics we are done when actually a coconut seller multiplying 300 cedis by five days by one month is making more than someone doing a white collar job in an office space proving there are no businesses better than another business but our minds are set to think certain businesses mean you are doing well while other businesses make people think you are joking when you are actually the one making real money on the streets, the financial literacy expert who has always been a money person not in a bad way but loves money because money makes a lot of things possible like buying a car or doing other things and started an accessory business right from university understanding that growing up as a typical African child you are not given money because the money is either handled by your father or given to your mother who gives it to you and even when you have to buy certain things you have to follow an adult because school fees was never handed over but you went to the bank with your father or mother just to be sure the fees was paid, the young woman who learned how to handle money by herself when entering university space where suddenly you are given your money because you are an adult kind of but made the painful mistake of lending her school fees to a friend who used it for betting and the money just got lost explaining why a lot of parents wouldn't want to give money to their children because if a friend mishandles the money who do you run to and it will be so sad if your parents struggled to get the money for you and you just mishandle it, the lesson that no money is enough which really struck her when watching an interview where someone big said he's not where he wants to be proving that even successful people feel they need more and you have to break out of being poor by venturing into businesses and understanding the lies we have been told about the way we should make money because there are businesses that immediately you mention people think you are doing well and other businesses where people do not even have time to believe it works because to them you are just on the streets, the educator from 30 Seats one of West Africa's leading digital platforms on financial literacy and youth empowerment who believes people can start businesses without money because she started by going to a friend's shop at Kasoa who sells phone accessories and after SHS the guy really trusted her so she would take phone cases go to school sell them make her profit and give him back the money proving that trust and starting small works, the conversation split into four parts taking you from not being able to save to saving a lot of money to invest covering the top three shares that young people can invest in today where one company appreciated by 1000% so if you had saved 10,000 cedis last year now you're making 100,000 cedis and why saving money is hard because the level of discipline required for a teenager to save money is something we don't speak about enough when a lot of people spend money on the wrong things but the most important thing is not how much you are saving but the discipline and the consistency.
Host: Derrick Abaitey