The Daily Mess Is It Legal To Borrow Money To Pay Rent Plus Coffee Consumption Are We Drinking More

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Hey, what's going on? It's me the guy that's always asking questions because it's really fun when you start researching for answers

Such as are there loan companies that will now pay your rent on time?

How legal is that?

Plus

Coffee when comparing it to my parents in the 1950s and 60s who is drinking more coffee

them

Or us my name is arrow. I'm a daily writer a silent wolf

I stand on the sidelines and do nothing but watch listen study then activate

I happen to call it the daily mess because it's a chronological walk through an everyday world

It means it's my morning writing. Oh, oh well as a receiver of thoughts and ideas

We as people tend to throw things to the side and deal with it later when a subject arrives inside of me

Dude, it is time to dig in. It's still keeping that daily journal

But by doing that research the picture becomes clearer. This is the daily mess

There's a hot new trend either that or it's just surfacing now

Loaning companies pain monthly rent for residents of apartments and condos. I mean how legal is this?

First and foremost

Know the laws that work in your city and state

Financial companies that pay your rent on time and you pay as you go at higher interest rates

Isn't but it is illegal

It depends on how the actual thing is structured most US states have interest rate caps

Know at the very beginning what the expectations are going to be the loophole that makes high rates possible is called a

Rintobank model

Such plans is seen as controversial and is currently being challenged in US courts

Non-bank loaners are still seen as true lenders and they have got to follow state rules

When they set things up you should know this is looked upon as being predatory and

Deceptive make sure your rent lenders are properly licensed in your state

Know how high the state's interest rate cap is

Other questions to bring up include physical banks are they involved?

Do all you can to know who every single player is?

There are a lot of loopholes and you don't need to get caught up in one in fact

You've got to ask yourself even the biggest question. Do you really need a loan to pay this month's rent?

Hey coming up next how much coffee are we consuming today?

Compared to my parents in the 1950s and 60s

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Hey, thanks for coming back to the daily mess when it comes to coffee. Oh, we love our coffee

Are we consuming more today compared to my parents of the 1950s and 60s?

You would think with Starbucks being almost on every corner and every mom and pop operation in between

Coffee would be on the increase correct not true

It's shifting, but it's not increasing

Research shows our parents of the 1950s and 60s actually consumed more coffee than what we do today

I mean the average cup back then they did about three cups a day. It was cheap

Yes, it's strength was a little bit on the screwy side in fact my father used to call it watered down colored coffee

There was very little variety in the 1950s and 60s. We're talking about no lattes no cold bruise

The people of the 1950s and 60s turn coffee into daily fuel and not the

Experience whereas today come on two cups of coffee. That's what we're doing. They're in bigger cups

Coffee is still a fuel, but man. It's about our lifestyle and identity

Back in mom and dad's day though coffee consumption didn't really have competition like it does today

Which does affect sales on the way to the bank when it comes to who's winning this race Red Bull and other power drinks or

Coffee and it looks like coffee is taking a hit

100% convenient this thing called Red Bull is it is the same buzz, but with less work

I'm ero and that's the daily mess